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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant Data Platform is a backend, foundational service at Affirm. We are responsible for merchant data and identity across all merchant touchpoints. Our checkout-critical platform serves millions of requests per day, supports the onboarding of merchants across all onboarding touchpoints and maintains strict availability and latency SLAs given the criticality of the service. Further, the team maintains sophisticated pipelines that enrich our datasets for the purposes of merchant identification, risk analysis and fraud detection. What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000 USA base pay range (all other U.S. states) per year: $115,000 - $155,000 Additional benefits include: • Flexible Spending Wallets for tech, food and lifestyle • Away Days - wellness days to take off work and recharge • Learning &amp; Development programs • Parental leave • Employee Resource &amp; Community Groups #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm

Software Engineer I (Merchant Data Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products. What You'll Do · You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts. · You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. · You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For · You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. · You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes. · You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. · You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - N Equity Grade - 08 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Software Engineer (Identity Decisioning)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is looking for a Senior Staff Software Engineer to take on a critical role in defining and leading technical excellence across all consumer app experiences at Affirm. You’ll collaborate with engineering leaders, create and implement technical strategy across full-stack teams, and coordinate closely with stakeholders to build scalable, reliable, and high-performing solutions. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability, leadership and project management skills, strong cross-functional communication, and a customer-first mindset. You will be responsible for building and directly leading a core group of senior engineers across the company to unlock large-scale product features, building trust and accountability, and developing the overall technology strategy to uphold technical excellence across all consumer mobile and web surfaces within our engineering org. The Affirm App and web are the primary surfaces that Affirm brings delightful experiences to our customers. From the first time new users are introduced to their eligible purchasing power with Affirm, to signing up for the Affirm Card, to helping them repay and manage their loans while surfacing the best personalized offers for them. This team spans across multiple products and areas at Affirm to power these products and experiences. <h2>What You'll Do</h2> <ul> <li>Build and drive technical strategy for app and web experiences across all consumer facing surfaces at Affirm</li> <li>Work closely with stakeholders across all teams at Affirm to champion and implement technical excellence in conjunction with business results</li> <li>Create and influence a strong ownership culture across teams, with high accountability and investment for building at scale</li> <li>Deliver critical user experiences that uphold high reliability and performance</li> <li>Guide or influence product decisions/scope and determine the right technical tradeoffs to deliver customer value quickly.</li> <li>Design, implement, and extend core platform components and functionality to enable new products and features to be built</li> <li>Architect and contribute to decisions on the right platform, tools, and technologies to support consistency and reliability</li> <li>Partner closely with Front End Platform to plan and drive path-to-green initiatives across platform, features, and product roadmaps</li> <li>Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers</li> </ul> <h2>What We Look For</h2> <ul> <li>10+ years of experience working across the stack in frontend (mobile, web) and backend. Bonus points using languages like React Native, Javascript, or Kotlin.</li> <li>Strong experience leading multiple engineering teams to deliver results across organizational boundaries</li> <li>Track record of successfully leading critical projects and leveraging partner teams for company-wide results</li> <li>Extensive experience developing and implementing technical strategy that drove prominent change in reliability and responsiveness</li> <li>Previous project management or people management experience: You know how to influence, effectively communicate, and coach others</li> <li>Take Ownership: You embody an ownership mindset and help influence a similar culture to those around you. </li> <li>Collaborative partnership across engineering teams and crossfunctional stakeholders</li> <li>You have a customer-first mindset: wanting to create the best-in-class experience for our customers, and understand how that translates into the right technical decisions</li> <li>You thrive in the ambiguity, and are comfortable diving into code and systems to understand how they work, potential dependencies, and how to constantly improve</li> <li>You have strong verbal and written communication skills that can help influence and share critical decisions with stakeholders</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Base Pay Grade - R Equity Grade - 15 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000 USA base pay range (all other U.S. states) per year: $232,000 - $282,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Staff Software Engineer, Fullstack (Consumer App Experience)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm’s engineering team is building a large-scale, fault-tolerant, and global infrastructure that is shared across multiple financial products. Ensuring that our infrastructure is accessible to all engineers is critical to the success of the business. We pride ourselves on our culture across engineering of engaging in thorough technical design review, operational excellence, and capable incident response and analysis. The Online Storage team provides a set of managed databases as a platform, used to persist data for all Affirm services. Our platform enables self-service access to OLTP storage systems, including AWS Aurora (MySQL), DynamoDB, Distributed SQL, Caching. As a team, we are responsible for various data and access patterns, including but not limited to mission-critical financial transactional data, data science models, and any new persistence use case. These responsibilities require us to learn and gain deep expertise in various database systems. <h2>What you’ll do</h2> As a member of the Online Storage infrastructure team, you will collaborate with other teams - including product, infrastructure, and site reliability engineering (SRE) to: <ul> <li>Help design and build a scalable datastore platform, aligning strategies with Affirm's goals, and leveraging experience in creating multi-region, horizontally scalable, globally available, and high-performance datastore solutions. </li> <li>Collaborate with other teams on their database needs and provide continuous guidance on design and architecture.</li> <li>Participate in an on-call rotation and collaborate with other teams such as SRE to solve production issues.</li> <li>Upgrade, cost optimize, and maintain our fleet of databases.</li> <li>Lead and develop technical strategies to build and maintain self-service database platforms aligned withAffirms long-term architectural vision.</li> <li>Establish the best practices in development of database solutions and management to provide critical support for operating systems at scale. These include schema/data migrations, disaster recovery, observability, sharding and performance tuning.</li> <li>Ensure adoption of the best practices to improve production health.</li> <li>Stay ahead of industry trends in storage technologies and solutions and identify opportunities to innovate and improve our storage offerings.</li> <li>Mentor engineers providing guidance on new storage technologies, development, operations and foster a culture of innovation and technical excellence.</li> </ul> <h2>What we look for </h2> Key Responsibilities: <ul> <li> Architect and Implement: Design, develop, and maintain core components of OnStor's cloud-based data management platform, with a focus on scalability, performance, and reliability.</li> <li> Database Expertise: Leverage your deep knowledge of MySQL and Distributed SQL to optimize database performance, ensure data integrity, and implement efficient data access patterns. Should possess deep understanding of Database fundamentals including scaling, partitioning, sharding and performance tuning in multiple functional environments. Strong background and expertise in building and operating databases in cloud environments. Expertise in database benchmarking, load testing, and capacity planning. Familiarity with connection poolers and proxies such as ProxySQL, RDS Proxy Pg Bouncer, etc.</li> <li> Distributed Systems: Tackle the challenges of large-scale distributed systems, including data partitioning, replication, and consistency models.</li> <li> Collaboration: Work closely with product managers to translate business requirements into technical solutions, and with fellow engineers to deliver high-quality software.</li> <li> Mentorship: Guide and mentor junior engineers, sharing your expertise and fostering a culture of technical excellence.</li> <li> Innovation: Stay ahead of the curve by researching and experimenting with emerging technologies and trends in the database and distributed systems space.</li> </ul> Qualifications: <ul> <li> Experience: 10+ years of experience in software engineering, with a proven track record of delivering complex software solutions that improve availability, performance and scalability of the infrastructure</li> <li> Database Expertise: 6+ years of hands-on experience with MySQL and Distributed SQL, including schema design, query optimization, and performance tuning.</li> <li> Distributed Systems: Deep understanding of distributed systems concepts and experience with technologies like consensus algorithms, distributed transactions, and data replication.</li> <li> Problem Solving: Exceptional problem-solving and analytical skills, with the ability to identify, and resolve complex technical challenges and establish long-lasting solutions/processes.</li> <li> Programming Skills: Proficiency in at least two of Kotlin, Python, Go, Rust, with a strong emphasis on clean, maintainable code.</li> <li> Leadership: Demonstrated leadership and mentorship skills, with the ability to inspire and guide others. You can also work cross-functionally addressing technical challenges and influencing roadmaps outside your direct area of ownership.</li> <li> Innovate: You drive innovation in the platforms you build and operate, and have experience contributing to open-source projects. You are also passionate about engaging with the Distributed systems/ Databases community. </li> <li> Infrastructure as a Code (IaaC): Strong proficiency in operating automation tools to manage database infra like Terraform and Ansible.</li> <li> Communication: Excellent communication and interpersonal skills, with the ability to clearly articulate technical ideas to both technical and non-technical audiences.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Base Pay Grade - R Equity Grade - 15 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000 USA base pay range (all other U.S. states) per year: $232,000 - $282,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Staff Software Engineer, Backend (Online Storage)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. At Affirm, we’ve been very successful in our mission in delivering honest financial products that improve lives. In order to further this mission as we scale, we are looking for a Senior Director focused on developing world class traffic management capabilities for Affirm. What You’ll Do: <ul> <li>Set the vision for the next generation of traffic management, capacity planning and load testing capabilities and practices at Affirm.</li> <li>Hire world-class engineers with a deep understanding of traffic management concepts such as load shedding, rate limiting, caching, etc. </li> <li>Lead our annual peak season planning across the technology organization</li> <li>Support and partner with the broader engineering organization to understand the needs of, and then roll out, the capacity planning and load testing tools you develop.</li> <li>Vigorously participate in our engineering-wide roadmap planning process</li> </ul> All this will require a leader who sets a strong and inspiring vision, but also rolls up their sleeves and gets into the details, putting significant effort into understanding our unique business and the systems and people that support it. What We Look For: <ul> <li>Has been responsible for traffic management, load testing or capacity planning at an organization with hundreds of millions of users.</li> <li>Extensive experience in designing and implementing traffic shaping, cluster management, and load shedding systems at scale</li> <li>Successful track record leading and delivering multi-year, highly complex engineering infrastructure projects.</li> <li>Demonstrated ability to successfully develop, hire and partner with principal software engineers.</li> <li>Exceptional leader who can mentor and manage high potential engineers and leaders earlier in their career. </li> <li>Detail oriented individual who has strong opinions on the technologies being developed by their team and is fully immersed in day to day execution and delivery.</li> <li>Strong communicator who effectively lays out their vision for their team, the broader engineering organization, senior executive and partners.</li> <li>Excited about both our mission to deliver honest financial products and to do it by <a href="https://max.levch.in/post/765636918645080064/to-build-a-meritocracy" target="_blank">building a meritocracy</a>. </li> </ul> Base Pay Grade - V Equity Grade - 21 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: 330,000 - $370,000 USA base pay range (all other U.S. states) per year: $295,000 - $335,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Director, Software Engineering

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is a mission-driven company dedicated to building honest financial products that improve lives. We are seeking a Director of Enterprise Sales – Retail who is passionate about our mission and the unique value our products bring to both merchants and consumers. This individual will have a proven track record of success leading mid-market or enterprise sales teams. As the Director of Enterprise Sales – Retail, you will be a key leader within Affirm’s sales organization, driving the expansion of our rapidly growing enterprise business across a broad range of retail categories. You will lead a team of senior-level Account Executives focused on acquiring and expanding partnerships with the largest and most strategic merchants in fashion, beauty, sporting goods, apparel, electronics, bedding, furniture, auto, and other lifestyle categories. This role requires a dynamic, hands-on sales leader who thrives in a fast-paced, high-growth environment. You will work closely with your team to creatively generate new opportunities, advance deals through the sales cycle, and negotiate complex proposals and contracts. You will also partner closely with Affirm’s executive team to shepherd high-priority deals forward, ensuring alignment and momentum at every stage. Beyond closing new business, your team will be responsible for ensuring a seamless merchant launch in collaboration with cross-functional partners—including Client Success and Technical Account Management—and driving upsell opportunities within the first 12 months of any initial deal closing. These upsell opportunities may include cross-channel expansion, geographic growth, or additional brand integrations. This role requires regular travel to support Account Executives for onsite meetings, represent Affirm at industry conferences, and facilitate team planning sessions and offsites. What You’ll Do: <ul> <li>Lead and mentor a team of senior-level Enterprise Account Executives, helping them develop strategies to win new business and subsequently expand existing partnerships.</li> <li>Instill and uphold a strong team culture aligned with Affirm’s values and mission, ensuring a high level of collaboration, integrity, and accountability.</li> <li>Partner closely with Affirm’s leadership and executive team to move high-impact deals forward and maintain momentum throughout the sales cycle.</li> <li>Support prospecting efforts to facilitate warm leads that fuel pipeline growth for your team.</li> <li>Support your team in deal execution, providing strategic guidance from pipeline development through negotiation and close.</li> <li>Ensure newly signed merchants successfully launch with Affirm, thus ensuring strong coordination between your team and other cross-functional partners, including Client Success, Product, Technical Account Management, and other internal teams.</li> <li>Oversee expansion opportunities within the first 12 months of a deal closing, including cross-channel, cross-geography, or multi-brand growth.</li> <li>Bring structure and innovation to sales execution, pipeline management, and deal strategy, driving efficiency and effectiveness across the team.</li> <li>Hold your team accountable for performance, providing immediate and thoughtful coaching to drive continuous improvement.</li> <li>Represent Affirm at industry events and conferences, advocating for our mission representing Affirm as a senior thought leader and strengthening our position in the market.</li> <li>Travel regularly to help Account Executives accelerate their deal cycles, and facilitate team planning sessions and offsites.</li> </ul> What We Look For: <ul> <li>A strategic and hands-on sales leader with a deep understanding of enterprise sales and complex deal structures.</li> <li>15+ years of solution selling experience, including 5+ years of leadership experience managing high-performing enterprise sales teams.</li> <li>Proven track record of selling into large, enterprise retail merchants.</li> <li>Experience in Retail and/or the Credit and Payments landscape.</li> <li>Strong alignment with Affirm’s mission, with a passion for building financial products that improve lives. Ideally, you have used our product and understand its value to merchants and consumers.</li> <li>Strong executive presence and ability to build relationships with senior stakeholders at major brands.</li> <li>An active networker who can broker warm leads and open doors to new opportunities.</li> <li>A structured, organized leader who brings new ways of thinking and managing to the team.</li> <li>A proactive, entrepreneurial mindset with the ability to navigate ambiguity and drive initiatives forward.</li> <li>A strong coach and mentor who holds the team accountable and provides real-time, constructive feedback to improve performance.</li> <li>Willingness to travel regularly to support deal acceleration, industry events, and team collaboration.</li> </ul> Pay Grade - L Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $320,000 - $420,000 USA On Target Earnings (all other U.S. states) per year: $284,000 - $384,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Director, Enterprise Sales

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Site Reliability Engineering at Affirm is a small, yet crucial, team that helps our Engineering partners to “Operate What They Own” with excellence to protect their customers’ experience. SRE accomplishes this through defining frameworks and best practices for operating applications, building tooling, and providing training and consulting. Some of the many SRE responsibilities are: <ul> <li>Providing data and visibility to teams and leadership on application performance</li> <li>Guiding the development of SLOs</li> <li>Driving the Incident Management and Analysis process</li> <li>Steering the implementation of Change Management and Deployment practices</li> <li>Engaging in service and architectural conversations</li> <li>Recommending observability and alerting configurations</li> </ul> The SRE team benefits from experience across many domains including: <ul> <li>infrastructure, platform, and distributed systems</li> <li>capacity management, load and chaos testing</li> <li>automation, observability, and configuration management</li> <li>development and product experience</li> </ul> The SRE team is seeking motivated software engineers with the experience to build and expand reliability and resilience practices throughout Affirms Engineering organization and beyond. <h2>What You'll Do</h2> <ul> <li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li> <li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li> <li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes</li> <li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li> <li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li> <li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li> </ul> <h2>What We Look For</h2> <ul> <li>You have 7+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. </li> <li>You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.</li> <li>You have 7+ years experience in a Site Reliability or Production Engineering team. You demonstrate curiosity with empathy, and strong opinions loosely held.</li> <li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.</li> <li>You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.</li> <li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field. </li> </ul> Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 Location: Remote - US #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Staff Software Engineer - SRE, Backend (Reliability Engineering)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The ML Platform team is on a mission to build the core infrastructure that powers Affirm's intelligence. Affirm uses machine learning to assess and approve each BNPL transaction. Affirm’s ML models answer questions like: is the applicant willing and able to repay this loan? The role of the ML Platform team is to build the compute platform for training and serving all of Affirm's ML models and features. Online, we operate a feature store and model server that enable real-time feature computation and model scoring. Offline, we manage an environment for running large scale model training and data analysis. What You'll Do · You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts. · You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. · You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For · You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. · You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes. · You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. · You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Base Pay Grade - N Equity Grade - USA 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://docs.google.com/document/d/e/2PACX-1vRojeMpOCLuwt8xdkvjZStXkjQAHyOmnPgEPYdn7p4ed6G_ztjUE45tCIpbFxRZOA/pub" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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