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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.At Affirm, we are using today's technology to bring significant innovation to the financial industry. Since day one, our mission has been to deliver honest financial products that improve lives. That mission hasn’t changed — and it never will. We’re looking for an individual to join the Merchant Pricing team! This team is responsible for enabling efficient value exchange between Affirm’s merchants, consumers, and strategic partners. As a Quantitative Analytics Manager, you’ll help optimize our portfolio segments at scale and refine the analytical tooling to get us there. Your day-to-day focus will be to develop analytical capabilities to enhance our research infrastructure, and to apply your knowledge to improve Affirm’s loan economics. This is a high-impact role focused on making prudent decisions that drive profitable growth. <h3>What You’ll Do</h3> <ul> <li>Apply and develop AI-powered, machine learning models to simulate and analyze risk on Affirm’s loan portfolio</li> <li>Ideate, validate, implement, and track performance of pricing recommendations that were generated by discrete optimization methods</li> <li>Build expertise in our evolving data warehouse, risk models, and optimization methodologies</li> <li>Assist in launching user-level pricing experiments and monitor against model results</li> <li>Partner with our Credit, Product, Engineering, Applied Machine Learning, Commercial, Finance and Capital Markets teams on company-wide initiatives</li> </ul> <h3>What We Look For</h3> <ul> <li>6+ years of experience in an analytical or quantitative role</li> <li>Practical knowledge of fixed income, financial modeling, asset pricing, and consumer financial services</li> <li>Familiarity in applying Python and SQL to analyze large data sets</li> <li>PySpark experience is a plus</li> <li>Existing Github presence or portfolio of former projects</li> <li>Masters Degree in Computer Science, Mathematics, Data Science, Statistics, Finance, or Financial Engineering is a plus</li> </ul> Pay Grade - O Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $215,000 - $265,000 USA base pay range (all other U.S. states) per year: $191,000 - $241,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm

Quantitative Analytics Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are hiring a business-minded Contract Management Lead on the Vendor Legal team to negotiate a range of agreements varying in complexity and to oversee innovative contract operations. This role calls for deep collaboration and partnership with stakeholders across Legal, Finance, Product, and other internal stakeholders, as well as with vendors. You’ll be tasked with delivering quick turnarounds on contracts, finding creative solutions to big and small problems, supporting contract questions, and optimizing processes to support the business. The ideal person for this role will also be very ‘hands-on’ and equally adept at program execution and strategy development for the function. What You'll Do <ul> <li> Negotiate and manage a broad range of vendor agreements, amendments, NDAs, and other contracts, varying from very simple to highly custom terms. </li> <li> Support contract management, contract approval coordination, database management, and reporting. </li> <li> Assist with the development, maintenance, and proofing of standard contract templates, training materials, knowledge management and contract analysis. </li> <li> Help the team get things done by unblocking problems, strategically determining the best course of action, supporting escalations, and garnering XFN resources. </li> <li> Develop and deliver training and enablement programs for various initiatives and teams, and provide ongoing counsel and assistance to business teams as requested. </li> <li> Develop and implement policies, practices and guidance for contract operations, including training, guides and playbooks. </li> <li> Manage and meet aggressive internal SLAs, and help juggle priorities in a fast-moving environment. </li> <li> Manage and promote professional development and career growth for a high performing and talented team. </li> <li> Participate in special assignments and provide ad hoc support as required. </li> </ul> The ideal candidate will also be able to support the following at a senior-level: <ul> <li> Collaborate with the team to strategize and improve on contract operations and initiatives, and regularly seek ways to optimize for speed, efficiency, and quality. </li> <li> Liaise with Financial Partnerships, Legal Ops, and other cross functional teams as necessary on solution design and delivery. </li> <li> Experience working with Ironclad and Zip. </li> <li> Experience working with and properly leveraging legal AI tools. </li> </ul> What We Look For <ul> <li> You have 7+ years of experience in complex contract negotiation, contract management, and contract operations. </li> <li> At least 4 years of in-depth experience with complex Ironclad, Zip and other third-party management related solutions. </li> <li> You have spent most or all of your career in-house, working at fast-paced companies that value quick decision-making. </li> <li> You adapt quickly to changing processes and new priorities – the only constant here is change. </li> <li> Hands on program management experience driving complex, cross-functional projects. </li> <li> Excellent verbal and written communication skills. </li> <li> Strong bias for action to get stuff done. </li> <li> Extreme attention to detail, ability to adjust on the fly, problem-solving skills, proactivity and a great attitude. </li> <li> A sense of urgency on all matters. </li> <li> Highly responsive and proactive. </li> <li> A team player mindset (no job is too big or too small). </li> <li> Humility, integrity and a desire to be part of a strong, supportive team; you take your work seriously but not yourself. </li> </ul> Base Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000 USA base pay range (all other U.S. states) per year: $115,000 - $155,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Contract Management Lead

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is seeking a dynamic and growth-oriented Director of Strategic Partnerships Growth to lead and expand some of our most important strategic relationships. This individual will be responsible for driving tangible growth outcomes—not just maintaining partner relationships—by identifying new opportunities, developing go-to-market strategies, and leading cross-functional execution. You will play a key leadership role in evolving how we approach partnerships, with a focus on scalable impact and long-term value creation. You’ll collaborate across Product, Sales, Marketing, Legal, and Operations to ensure we are delivering exceptional results through our partner ecosystem. <h4>What You’ll Do</h4> <ul> <li> Own and grow key strategic partnerships, focusing on expanding business value, accelerating revenue, and driving customer acquisition. </li> <li> Identify new opportunities within existing partner relationships that align with Affirm’s growth objectives. </li> <li> Develop and lead go-to-market strategies tailored to each partnership, including cross-functional execution plans. </li> <li> Partner with Business Development to structure and negotiate complex partnership agreements that drive meaningful business impact. </li> <li> Build trusted relationships at all levels within partner organizations, from working teams to C-level executives. </li> <li> Monitor and optimize partnership performance using data-driven insights, ensuring alignment with KPIs and strategic goals. </li> <li> Act as the internal advocate for partners, while holding a high standard for performance, innovation, and value creation. </li> <li> Collaborate closely with Product and Marketing to influence roadmaps and campaigns that enhance the success of strategic partners. </li> </ul> What We’re Looking For <ul> <li> 10+ years of experience in strategic partnerships, business development, or a similar growth-focused role, ideally in high-growth tech or fintech environments. </li> <li> Proven track record of delivering measurable growth through partnerships—not just managing relationships, but expanding them. </li> <li> Strong commercial instincts with the ability to assess complex opportunities and drive deals from ideation to execution. </li> <li> Deep understanding of go-to-market strategy development and cross-functional execution. </li> <li> Excellent relationship-building, communication, and negotiation skills. </li> <li> Highly self-motivated and results-driven, with a strong sense of ownership and urgency. </li> <li> Experience navigating fast-paced, ambiguous environments with evolving priorities. </li> </ul> <ul> <li> Experience in fintech, e-commerce, or financial services. </li> <li> Prior experience working with or within high-impact partner ecosystems. </li> <li> MBA or other advanced degree a plus. </li> </ul> Pay Grade - N Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $285,000 - $360,000 USA On Target Earnings (all other U.S. states) per year: $253,500 - $328,500 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Director, Partner Growth

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Consumer Authentication Engineering team provides a seamless account creation and access experience for Affirm customers. The goal of the team is to secure the assets and loans of Affirm customers by protecting them through several security and fraud levers. The team is responsible for account recovery, and management—balancing a frictionless consumer experience with strong protections against both accidental and malicious account takeovers (ATO), while meeting evolving regulatory and compliance requirements. We are looking for a highly motivated Backend engineer to work in the Consumer Authentication team on several key architecture and product initiatives. You will also be responsible for building optimizations through experimentation and improving the conversion metrics. <h4>What You’ll Do</h4> <ul> <li>Work closely with the Consumer Authentication team; Product Manager, Engineering Manager, Technical Leads and other developers in the execution of projects under the team roadmap.</li> <li>Consistently generate simple and elegant designs, and write high-quality code that can be easily understood and leveraged by others.</li> <li>Work with other cross engineering teams and other organizations for the design, implementation, roll-out and maintenance of projects.</li> <li>Participate in regular scrum meetings like Sprint Planning and Daily Stand ups.</li> </ul> <h4>What We Look For</h4> <ul> <li>You have 2+ years of experience as a backend / server-side software engineer.</li> <li>You are proficient in designing, developing and launching backend systems at scale using technologies like Kotlin (or any JVM language), Java.</li> <li>Proficiency in Kotlin and/or Java/JVM and their associated backend ecosystem is a must (Database access, Dependency Injection, Gradle/Maven, testing tooling, etc).</li> <li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. </li> <li>You are a self driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical/organizational problems.</li> <li>You have experience designing and building distributed systems and applications, real-time, scalable web services and REST APIs.</li> <li>Experience with data frameworks such as Spark, Kafka, Kubernetes and Airflow.</li> <li>Proficiency in unit &amp; integrating testing.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>You're a humble team-player who places the needs of others first and participates in the development of peers on the team.</li> </ul> Base Pay Grade - L Equity Grade - 6 Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 Employees new to Affirm typically come in at the start of the pay range. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer II, Backend (Consumer Authentication)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products. What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000- 170,000 USA base pay range (all other U.S. states) per year: $115,000-155,000 # LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer I, Backend (Identity Decisioning)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is looking for an experienced and driven Director of Platform Sales to lead a team of Account Executives focused on signing and scaling platform partnerships—particularly those serving small and mid-sized businesses (SMBs). These platforms include ISVs, SaaS providers, and startups offering solutions to industry-specific merchants. Your mission will be to establish Affirm as a key driver of revenue growth and customer retention for these platforms and their merchant ecosystems. In this role, you’ll be responsible for building and executing a high-velocity sales motion, with a strong focus on hunting and closing new business. You’ll coach, mentor, and lead a team of five AEs, empowering them to land complex platform deals, and you'll collaborate closely with Product, Marketing, and Partner Success to ensure long-term success and impact. <h4>What You’ll Do</h4> <ul> <li> Lead, mentor, and scale a team of high-performing Account Executives focused on platform sales. </li> <li> Drive a proactive, hunter-focused sales culture aimed at landing net-new platform deals. </li> <li> Build and execute strategic sales plans targeting platforms that serve SMB merchants. </li> <li> Develop positioning and messaging that resonates with platform stakeholders—emphasizing how Affirm drives revenue and retention for their businesses and underlying merchants. </li> <li> Collaborate cross-functionally with Marketing, Product, Legal, and Partner Success to streamline deal execution and accelerate onboarding. </li> <li> Provide hands-on support in closing high-impact opportunities and navigating complex platform environments. </li> <li> Forecast and report on pipeline health, team performance, and revenue impact. </li> <li> Represent the voice of the platform ecosystem internally to influence strategy, product development, and roadmap alignment. </li> </ul> What We’re Looking For <ul> <li> 10+ years of experience in sales, with at least 5 years in a leadership role managing quota-carrying sales teams. </li> <li> Proven track record of consistently exceeding revenue goals in high-growth environments. </li> <li> Deep expertise in hunting and closing new business within complex or multi-stakeholder organizations, particularly platforms such as ISVs, software providers, or vertical-specific SaaS companies. </li> <li> Strong understanding of the SMB market and the needs of platform-based ecosystems. </li> <li> Excellent coaching, team-building, and performance management skills. </li> <li> Strategic thinker with a hands-on approach—comfortable diving into deals while building scalable sales processes. </li> <li> Excellent communication, negotiation, and relationship-building skills. </li> </ul> <ul> <li> Experience in fintech, payments, or commerce-enablement platforms. </li> <li> Background in two-sided marketplaces or embedded finance products. </li> <li> Familiarity with Affirm's business model, product suite, or similar BNPL solutions. </li> </ul> Pay Grade - L Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $320,000 - $420,000 USA On Target Earnings (all other U.S. states) per year: $284,000 - $384,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Director, Platform Sales

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are looking for a Software Engineer who’s optimizing cloud infrastructure &amp; distributed systems and has experience with scale to join our Capacity Engineering team. We enable Affirm to build and scale our Infrastructure globally in an engineering efficient, developer friendly, cost-effective, resilient, performant and secure manner and ensure that Affirm can uphold our SLA commitments. Our work ranges from developing and maintaining a distributed load-testing framework, scaling for the holiday season, developing capacity models, capacity tuning and having fun along the way! What You'll Do <ul> <li>With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.</li> <li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li> <li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li> <li>You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.</li> <li>You will assist with right-sizing compute and data workloads to make our infrastructure highly available and cost-effective</li> <li>You will Collaborate with other infrastructure and product teams, providing technical guidance on capacity tuning to optimize production performance, and enabling effective performance testing.</li> </ul> What We Look For <ul> <li>You have a total of 1.5+ years of experience as a software engineer.</li> <li>You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.</li> <li>You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.</li> <li>You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.</li> <li>You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.</li> <li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field. </li> </ul> Base Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 #LI Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer II (Capacity Engineering)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.As a Senior Manager in Employee Relations, you will serve as a strategic partner to senior leadership and People Business Partners (PBPs), providing expert guidance and proactive solutions to foster a positive and productive work environment. You will be instrumental in interpreting and applying company policies, managing complex employee relations issues, and ensuring fair and consistent practices across the organization. Furthermore, you will lead and develop the Employee Relations team, empowering them to effectively address employee concerns and contribute to a positive workplace culture. This senior role requires deep expertise in employee relations principles, employment law, risk management, and team leadership, along with a strong ability to influence, mediate, drive proactive employee relations strategies, and derive actionable insights to inform future training initiatives. <h3>What You'll Do</h3> <ul> <li>Serve as a trusted advisor to senior leaders and People Business Partners on a wide range of complex employee relations matters, including performance management concerns, disciplinary actions, conflict resolution, and policy interpretation.</li> <li>Proactively identify and analyze employee relations trends and potential risks, developing and implementing strategies and interventions to mitigate these risks and foster a positive employee experience.</li> <li>Lead and develop the Employee Relations team, providing guidance, coaching, and mentorship to ensure high performance and professional growth.</li> <li>Lead and manage complex employee investigations, ensuring thoroughness, impartiality, and adherence to legal and company policy requirements. Provide recommendations and implement appropriate resolutions.</li> <li>Partner with Employment Legal and People Business Partners to interpret and apply employment laws across our geographies, ensuring company policies and practices are compliant and up-to-date.</li> <li>Develop, implement, and maintain employee relations policies and procedures that are fair, consistent, and aligned with the company's values and legal requirements in partnership with relevant stakeholders.</li> <li>Provide expert guidance and coaching to managers and employees on effective communication, conflict resolution, and performance management practices to build a positive and productive work environment.</li> <li>Collaborate with the broader People team, including People Business Partners, Employment Legal, and Ethics, to ensure a consistent and integrated approach to people-related matters.</li> <li>Lead the development and implementation of proactive employee relations initiatives aimed at improving employee engagement, reducing workplace conflict, and fostering a positive organizational culture.</li> <li>Analyze employee relations data, investigation outcomes, and feedback to identify key trends, systemic issues, and recurring themes. Surface these insights to relevant stakeholders, including People Business Partners and Learning &amp; Development, to inform the development of future training and preventative measures.</li> <li>Manage and resolve employee grievances and complaints in a timely and effective manner, ensuring fair and consistent outcomes.</li> <li>Partner with the business during organizational changes, such as restructurings or reductions in force, to provide employee relations expertise and ensure compliance with legal requirements and company policy.</li> <li>Maintain accurate and confidential employee relations records and documentation in accordance with legal and company requirements.</li> </ul> <h3>What We Look For</h3> <ul> <li>Extensive experience in Employee Relations, with increasing levels of responsibility, ideally in a dynamic, high-growth, and global environment.</li> <li>Demonstrated experience in leading and developing a team.</li> <li>Deep understanding of federal, state, and local employment laws and regulations.</li> <li>Proven track record of effectively managing complex employee relations issues, including investigations and conflict resolution.</li> <li>Strong expertise in developing and implementing employee relations policies and procedures.</li> <li>Exceptional business acumen with the ability to understand the impact of employee relations on business objectives.</li> <li>Excellent communication, interpersonal, mediation, and conflict resolution skills.</li> <li>Demonstrated ability to influence and partner effectively with all levels of the organization, including senior leadership.</li> <li>Strong analytical and problem-solving skills with the ability to interpret data and identify trends.</li> <li>Ability to maintain confidentiality and exercise sound judgment in sensitive situations.</li> </ul> Pay Grade - N Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Manager, Employee Relations

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products. What You'll Do <ul> <li>With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.</li> <li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li> <li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li> <li>You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.</li> </ul> What We Look For <ul> <li>You have a total of 1.5+ years of experience as a software engineer.</li> <li>You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.</li> <li>You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.· You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.</li> <li>You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.</li> <li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer II, Backend (Identity Decisioning)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We're looking for an experienced, motivated Senior Technical Program Manager to oversee high visibility programs for our team and streamline our processes for building great customer and merchant products. As our products scale in complexity to meet our accelerating business and expanding product lines, our program management practices need to scale with it. You will help our Product and Engineering teams develop processes and frameworks for building quality software, while evaluating new technology developments to drive potential features and products. What You’ll Do: <ul> <li>Drive complex, multi-disciplinary, and highly visible technical programs in service of our team’s mission of expanding our consumer product suite and platform capabilities</li> <li>Coordinate across engineering teams and non-engineering stakeholders through the full program lifecycle to plan requirements, identify risks, manage program schedules, and communicate clearly with cross-functional partners across the company</li> <li>Understand technical implementation at the architecture level and propose technical alternatives, ask questions that clarify priorities and push the team to be effective, and develop domain and technical knowledge</li> <li>Partner with Product and Engineering to plan requirements, identify risks, manage program schedules, and drive alignment with cross-functional partners across the company</li> <li>Track progress, resolve dependencies, evaluate risks, and communicate status to upper management and project stakeholders, and engage the project teams to achieve goals</li> </ul> What We Look For: <ul> <li>Bachelor's degree in Computer Science, Electrical Engineering, or equivalent practical experience</li> <li>5 years of proven experience managing technical programs </li> <li>Passion and drive to change consumer finance for the better</li> <li>Organized and strategic approach to collaborating across multi-disciplinary teams</li> <li>Obsesses over getting the details right but knows how to ship on time</li> <li>Working and driving strategic programs and building a remote friendly culture.</li> <li>Track record of successfully driving complex large technology applications and geographically distributed backend systems.</li> <li>Track record of strong stakeholder management with Engineering, Product, Design, Analytics, and other cross-functional teams.</li> <li>Prior experience in FinTech, Payments or Commerce is a plus.</li> </ul> Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

58 Affirm Jobs