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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. At Affirm, we’ve been very successful in our mission in delivering honest financial products that improve lives. In order to further this mission as we scale, we are looking for a Senior Director focused on developing world class traffic management capabilities for Affirm. What You’ll Do: <ul> <li>Set the vision for the next generation of traffic management, capacity planning and load testing capabilities and practices at Affirm.</li> <li>Hire world-class engineers with a deep understanding of traffic management concepts such as load shedding, rate limiting, caching, etc. </li> <li>Lead our annual peak season planning across the technology organization</li> <li>Support and partner with the broader engineering organization to understand the needs of, and then roll out, the capacity planning and load testing tools you develop.</li> <li>Vigorously participate in our engineering-wide roadmap planning process</li> </ul> All this will require a leader who sets a strong and inspiring vision, but also rolls up their sleeves and gets into the details, putting significant effort into understanding our unique business and the systems and people that support it. What We Look For: <ul> <li>Has been responsible for traffic management, load testing or capacity planning at an organization with hundreds of millions of users.</li> <li>Extensive experience in designing and implementing traffic shaping, cluster management, and load shedding systems at scale</li> <li>Successful track record leading and delivering multi-year, highly complex engineering infrastructure projects.</li> <li>Demonstrated ability to successfully develop, hire and partner with principal software engineers.</li> <li>Exceptional leader who can mentor and manage high potential engineers and leaders earlier in their career. </li> <li>Detail oriented individual who has strong opinions on the technologies being developed by their team and is fully immersed in day to day execution and delivery.</li> <li>Strong communicator who effectively lays out their vision for their team, the broader engineering organization, senior executive and partners.</li> <li>Excited about both our mission to deliver honest financial products and to do it by <a href="https://max.levch.in/post/765636918645080064/to-build-a-meritocracy" target="_blank">building a meritocracy</a>. </li> </ul> Base Pay Grade - V Equity Grade - 21 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: 330,000 - $370,000 USA base pay range (all other U.S. states) per year: $295,000 - $335,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm

Senior Director, Software Engineering

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is a mission-driven company dedicated to building honest financial products that improve lives. We are seeking a Director of Enterprise Sales – Retail who is passionate about our mission and the unique value our products bring to both merchants and consumers. This individual will have a proven track record of success leading mid-market or enterprise sales teams. As the Director of Enterprise Sales – Retail, you will be a key leader within Affirm’s sales organization, driving the expansion of our rapidly growing enterprise business across a broad range of retail categories. You will lead a team of senior-level Account Executives focused on acquiring and expanding partnerships with the largest and most strategic merchants in fashion, beauty, sporting goods, apparel, electronics, bedding, furniture, auto, and other lifestyle categories. This role requires a dynamic, hands-on sales leader who thrives in a fast-paced, high-growth environment. You will work closely with your team to creatively generate new opportunities, advance deals through the sales cycle, and negotiate complex proposals and contracts. You will also partner closely with Affirm’s executive team to shepherd high-priority deals forward, ensuring alignment and momentum at every stage. Beyond closing new business, your team will be responsible for ensuring a seamless merchant launch in collaboration with cross-functional partners—including Client Success and Technical Account Management—and driving upsell opportunities within the first 12 months of any initial deal closing. These upsell opportunities may include cross-channel expansion, geographic growth, or additional brand integrations. This role requires regular travel to support Account Executives for onsite meetings, represent Affirm at industry conferences, and facilitate team planning sessions and offsites. What You’ll Do: <ul> <li>Lead and mentor a team of senior-level Enterprise Account Executives, helping them develop strategies to win new business and subsequently expand existing partnerships.</li> <li>Instill and uphold a strong team culture aligned with Affirm’s values and mission, ensuring a high level of collaboration, integrity, and accountability.</li> <li>Partner closely with Affirm’s leadership and executive team to move high-impact deals forward and maintain momentum throughout the sales cycle.</li> <li>Support prospecting efforts to facilitate warm leads that fuel pipeline growth for your team.</li> <li>Support your team in deal execution, providing strategic guidance from pipeline development through negotiation and close.</li> <li>Ensure newly signed merchants successfully launch with Affirm, thus ensuring strong coordination between your team and other cross-functional partners, including Client Success, Product, Technical Account Management, and other internal teams.</li> <li>Oversee expansion opportunities within the first 12 months of a deal closing, including cross-channel, cross-geography, or multi-brand growth.</li> <li>Bring structure and innovation to sales execution, pipeline management, and deal strategy, driving efficiency and effectiveness across the team.</li> <li>Hold your team accountable for performance, providing immediate and thoughtful coaching to drive continuous improvement.</li> <li>Represent Affirm at industry events and conferences, advocating for our mission representing Affirm as a senior thought leader and strengthening our position in the market.</li> <li>Travel regularly to help Account Executives accelerate their deal cycles, and facilitate team planning sessions and offsites.</li> </ul> What We Look For: <ul> <li>A strategic and hands-on sales leader with a deep understanding of enterprise sales and complex deal structures.</li> <li>15+ years of solution selling experience, including 5+ years of leadership experience managing high-performing enterprise sales teams.</li> <li>Proven track record of selling into large, enterprise retail merchants.</li> <li>Experience in Retail and/or the Credit and Payments landscape.</li> <li>Strong alignment with Affirm’s mission, with a passion for building financial products that improve lives. Ideally, you have used our product and understand its value to merchants and consumers.</li> <li>Strong executive presence and ability to build relationships with senior stakeholders at major brands.</li> <li>An active networker who can broker warm leads and open doors to new opportunities.</li> <li>A structured, organized leader who brings new ways of thinking and managing to the team.</li> <li>A proactive, entrepreneurial mindset with the ability to navigate ambiguity and drive initiatives forward.</li> <li>A strong coach and mentor who holds the team accountable and provides real-time, constructive feedback to improve performance.</li> <li>Willingness to travel regularly to support deal acceleration, industry events, and team collaboration.</li> </ul> Pay Grade - L Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $320,000 - $420,000 USA On Target Earnings (all other U.S. states) per year: $284,000 - $384,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Director, Enterprise Sales

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We're looking for an experienced, motivated Senior Technical Program Manager to oversee high visibility programs for our team and streamline our processes for building great customer and merchant products. As our products scale in complexity to meet our accelerating business and expanding product lines, our program management practices need to scale with it. You will help our Product and Engineering teams develop processes and frameworks for building quality software, while evaluating new technology developments to drive potential features and products. What You’ll Do: <ul> <li>Drive complex, multi-disciplinary, and highly visible technical programs in service of our team’s mission of expanding our consumer product suite and platform capabilities</li> <li>Coordinate across engineering teams and non-engineering stakeholders through the full program lifecycle to plan requirements, identify risks, manage program schedules, and communicate clearly with cross-functional partners across the company</li> <li>Understand technical implementation at the architecture level and propose technical alternatives, ask questions that clarify priorities and push the team to be effective, and develop domain and technical knowledge</li> <li>Partner with Product and Engineering to plan requirements, identify risks, manage program schedules, and drive alignment with cross-functional partners across the company</li> <li>Track progress, resolve dependencies, evaluate risks, and communicate status to upper management and project stakeholders, and engage the project teams to achieve goals</li> </ul> What We Look For: <ul> <li>Bachelor's degree in Computer Science, Electrical Engineering, or equivalent practical experience</li> <li>5 years of proven experience managing technical programs </li> <li>Passion and drive to change consumer finance for the better</li> <li>Organized and strategic approach to collaborating across multi-disciplinary teams</li> <li>Obsesses over getting the details right but knows how to ship on time</li> <li>Working and driving strategic programs and building a remote friendly culture.</li> <li>Track record of successfully driving complex large technology applications and geographically distributed backend systems.</li> <li>Track record of strong stakeholder management with Engineering, Product, Design, Analytics, and other cross-functional teams.</li> <li>Prior experience in FinTech, Payments or Commerce is a plus.</li> </ul> Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Technical Program Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for an individual to join the Merchant Pricing team! This team is responsible for enabling efficient value exchange between Affirm’s merchants, consumers, and strategic partners. As a Quantitative Analyst II, you’ll help optimize our portfolio segments at scale and refine the analytical tooling to get us there. Your day-to-day focus will be to develop analytical capabilities to enhance our research infrastructure, and to apply your knowledge to improve Affirm’s loan economics. This is a high-impact role focused on making prudent decisions that drive profitable growth. What You'll Do <ul> <li> Extract key consumer insights to support growth in new international markets </li> <li> Partner with cross-functional analytics teams to assess the products roadmap and their impact on revenue performance </li> <li> Simplify complex production models to a pricing tool while retaining key data for pricing analytics </li> <li> Partner with Machine Learning Team to assess the performance of new models </li> </ul> What We Look For <ul> <li> 2+ years of experience in an analytical or quantitative role </li> <li> Practical knowledge of fixed income, financial modeling, asset pricing, and consumer financial services </li> <li> Familiarity in applying Python and SQL to analyze large data sets </li> <li> Existing Github presence is a plus </li> <li> PySpark experience is a plus </li> <li> Masters Degree in Computer Science, Mathematics, Data Science, Statistics, Finance, or Financial Engineering is a plus </li> </ul> Base Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000 USA base pay range (all other U.S. states) per year: $124,000 - $174,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Quantitative Analyst II, Merchant Pricing

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a Senior Software Engineer to build parts of Affirm's backend disclosure system which enables Affirm's products to be offered across multiple geographies and locales. You will architect, design, and implement systems to generate, send, and archive legal disclosures to Affirm customers for our expanding financial products and services. You will look for opportunities to create internal tooling and automate processes to increase efficiencies in launching new products across multiple locales. Your technical leadership will have a high impact on the future growth of Affirm, as we aim to provide honest financial products throughout the world! What You'll Do · You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts. · You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. · You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For · You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. · You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes. · You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. · You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Base Pay Grade - N Equity Grade - USA 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Software Engineer, Backend (Disclosures)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm’s mission is to build honest financial products to improve users' lives. We are seeking a Software Engineer II to build parts of Affirm's backend disclosure system which enables Affirm's products to be offered across multiple geographies and locales. You will investigate, spec, design, and implement systems to generate, send, and archive legal disclosures to Affirm customers for our expanding financial products and services. You will look for opportunities to create internal tooling and automate processes to increase efficiencies in launching new products across multiple locales. Your technical leadership will have a high impact on the future growth of Affirm, as we aim to provide honest financial products throughout the world! What You'll Do <ul> <li>With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.</li> <li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li> <li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li> <li>You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.</li> </ul> What We Look For <ul> <li>You have a total of 1.5+ years of experience as a software engineer.</li> <li>You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.</li> <li>You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.</li> <li>You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.</li> <li>You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.</li> <li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Base Pay Grade - L Equity Grade - USA 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer II, Backend (Disclosures)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Business Development team works in lockstep with our Key and Enterprise Sales team to identify top-of-funnel opportunities within target industries through creative and effective outbound strategies. This role has a direct impact on high-priority organizational goals, and will provide a pathway to a successful sales career. We are looking for a driven, thoughtful and tenacious individual to join our world-class team and help change consumer finance for the better. <h3>What You'll Do</h3> <ul> <li>Drive new business by identifying, qualifying, and developing new partnership opportunities for Affirm </li> <li>Collaborate closely with Account Executives and the rest of the Sales &amp; BD team to strategize creative outreach campaigns and determine priority of outreach based on potential impact</li> <li>Manage the first stages of the Sales &amp; Business Development pipeline by performing initial cold outreach and nurturing leads through various inbound channels, including phone, email and social</li> <li>Engage potential partners about their goals and challenges, and educate them on the value of Affirm</li> <li>Contribute significantly to Affirm’s growth as we scale our core business and product</li> </ul> <h3>What We Look For</h3> <ul> <li>Bachelor's Degree or equivalent experience</li> <li>At least 1 year of prior BDA experiencein an outbound sales role prospecting cold leads</li> <li>Grit. Lots of grit. You need to embrace challenges and be willing to work hard to achieve audacious goals</li> <li>Demonstrated ability to succeed in a quota-carrying role </li> <li>The desire to pursue a career in sales, and the drive to be successful</li> <li>Strong passion for E-commerce</li> <li>Ability to work closely with multiple non-sales teams internally; legal, merchant risk, marketing, etc.</li> <li>Excellent ability to communicate, manage time efficiently, and be extremely detail-oriented</li> <li>A growth mindset and self-motivation </li> <li>Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment</li> <li>Willingness to step up to greater responsibility, strong desire to contribute to overall goals</li> <li>Passion and drive to change consumer banking for the better </li> </ul> Pay Grade - A Equity Grade - 1 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $40,000 - $60,000 USA base pay range (all other U.S. states) per year: $35,000 - $55,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Business Development Associate

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm’s Portfolio ML team is looking for an exceptional machine learning engineer to build the next generation of credit opportunity management models. Sitting at the intersection of credit policy and consumer product, this role will work within a highly cross-functional and diverse set of work-streams that contribute directly to profitability. From choosing which users to engage for repeat, finding the optimal value propositions to present them, and owning unit economics libraries, the Portfolio ML team’s focus spans the entire customer lifecycle including re-engagement. The team is relatively new and has a number of greenfield initiatives in its mandate, an exceptional group of ICs, and strong Product leaders in partnership. What You'll Do <ul> <li> Use Affirm’s proprietary and other third party data to develop machine learning models that manage and optimize the flow of loan opportunities across Affirm-owned and -operated properties </li> <li> Partner with platform and product engineering teams to build model training, decisioning, and monitoring systems </li> <li> Research ground breaking solutions and develop prototypes that drive the future of portfolio decisioning at Affirm </li> <li> Implement and scale data pipelines, new features, and algorithms that are essential to our production models </li> <li> Collaborate with the engineering, credit, and product teams to define requirements for new products </li> </ul> What We Look For <ul> <li> Proficiency in machine learning with experience in areas such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration. Domain knowledge in credit risk, portfolio management, learning to rank, and personalization is a plus </li> <li> Strong engineering skills in Python and data manipulation skills like SQL </li> <li> Experience using distributed systems like Spark or Ray is a plus </li> <li> Experience using open source projects and software such as scikit-learn, pandas, NumPy, XGBoost, Kubeflow </li> <li> Excellent written and oral communication skills and the capability to drive cross-functional requirements with product and engineering teams </li> <li> The ability to present technical concepts and results in an audience-appropriate way </li> <li> Persistence, patience and a strong sense of responsibility – we build the decision making that enables consumers and partners to place their trust in Affirm! </li> </ul> Base Pay Grade - N Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Machine Learning Engineer (Portfolio ML)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Direct-to-Consumer (DTC) team plays a pivotal role in Affirm’s mission, building products that establish direct and lasting relationships with our customers. Our App and Card experiences empower people with transparent financing options wherever they need them, helping them make informed financial decisions with confidence. As a Staff Product Designer, you will have the opportunity to shape the future of consumer finance at a critical inflection point in Affirm’s journey. This is one of the most impactful product areas, and you’ll have the full support of a deeply experienced and committed team to push boundaries, innovate, and create best-in-class experiences that redefine how people interact with their finances. What You’ll Do <ul> <li>Own and drive design initiatives for Affirm’s App and Card experience, delivering high-impact, customer-centric solutions that align with business objectives.</li> <li>Collaborate cross-functionally with product, engineering, data science, marketing, and research to drive innovation and deliver seamless, intuitive experiences.</li> <li>Embrace agility—iterating quickly, adapting to change, and making data-driven decisions while maintaining a strong vision for the future.</li> <li>Balance near-term execution with long-term strategic thinking, ensuring scalability and coherence across the Affirm ecosystem.</li> <li>Push the envelope—challenge the status quo, think outside the box, and take calculated risks to drive meaningful innovation in financial products.</li> <li>Bring exceptional visual and interaction design skills to craft delightful, polished experiences that build trust and confidence.</li> <li>Champion a test-and-learn mindset, leveraging experimentation, research, and analytics to continuously refine and optimize user experiences.​</li> </ul> ​What We’re Looking For <ul> <li> Proactive &amp; Adaptable: You thrive in fast-paced, evolving environments and take initiative to drive progress.</li> <li> Strong Product Sense: You deeply understand user needs, business goals, and technical constraints—and can balance them effectively in your design decisions.</li> <li> Data-Informed &amp; Risk-Taking: You use data to guide your thinking but aren’t afraid to challenge assumptions and explore bold ideas.</li> <li> Collaborative &amp; Humble: You value diverse perspectives, work well with cross-functional partners, and are open to feedback to make the best decisions for our users.</li> <li> Exceptional Craft &amp; Visual Skills: You have a keen eye for detail, design systems, and interaction patterns that elevate user experiences.</li> <li> Passion for Innovation: You’re excited about the challenge of designing financial products that improve people’s lives and want to push the industry forward.</li> </ul> Why You’ll Love Working Here <ul> <li>You’ll be at the forefront of designing financial products that genuinely help people.</li> <li>You’ll join a high-impact team that values creativity, experimentation, and bold thinking.</li> <li>You’ll shape a product that touches millions of lives and billions in transaction dollars.</li> <li>You’ll work with a team that deeply cares about design, collaboration, and pushing the craft forward.</li> </ul> ​​ If you’re excited about the challenge of building the best financial products, redefining what’s possible, and driving innovation at scale, we’d love to hear from you! Pay Grade - N Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Staff Product Designer

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Site Reliability Engineering at Affirm is a small, yet crucial, team that helps our Engineering partners to “Operate What They Own” with excellence to protect their customers’ experience. SRE accomplishes this through defining frameworks and best practices for operating applications, building tooling, and providing training and consulting. Some of the many SRE responsibilities are: <ul> <li>Providing data and visibility to teams and leadership on application performance</li> <li>Guiding the development of SLOs</li> <li>Driving the Incident Management and Analysis process</li> <li>Steering the implementation of Change Management and Deployment practices</li> <li>Engaging in service and architectural conversations</li> <li>Recommending observability and alerting configurations</li> </ul> The SRE team benefits from experience across many domains including: <ul> <li>infrastructure, platform, and distributed systems</li> <li>capacity management, load and chaos testing</li> <li>automation, observability, and configuration management</li> <li>development and product experience</li> </ul> The SRE team is seeking motivated software engineers with the experience to build and expand reliability and resilience practices throughout Affirms Engineering organization and beyond. <h2>What You'll Do</h2> <ul> <li>You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.</li> <li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li> <li>You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.</li> <li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li> <li>You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li> <li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li> </ul> <h2>What We Look For</h2> <ul> <li>You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.</li> <li>You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.</li> <li>You have 4+ years working in a Site Reliability or Production Engineering team</li> <li>You demonstrate curiosity with empathy, and strong opinions loosely held</li> <li>You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.</li> <li>You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.</li> <li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field. </li> </ul> Base Pay Grade- N Equity Grade- 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

56 Affirm Jobs