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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.As an Accounting Lead you have in-depth knowledge of generally accepted accounting principles, proficiency in accounting systems, and strong motivation to drive processes that contribute to the achievement of an efficient monthly/quarterly/annual close and the financial reporting process. You pay great attention to detail, have the ability to deliver results under deadlines, as well as work effectively cross-functionally in a rapidly changing environment. Above all, you have tremendous problem solving and communication skills that you are looking to utilize in support of Affirm’s continued growth and pursuit of our mission to deliver honest financial products that improve lives. What You'll Do Intercompany Accounting: <ul> <li>Champion intercompany operational excellence: oversee proper application of and consistent compliance with intercompany accounting policy to maintain financial consistency and clarity</li> <li>Analyze intercompany and consolidated results, provide variance analysis, and performance narratives</li> <li>Lead the end-to-end intercompany accounting process related to Affirm standalone entities and across multiple Affirm entities: invoicing, reconciliations, settlements and compliance with state regulatory requirements</li> <li>Optimize intercompany processes: ensure proper reconciliation, compliance with transfer pricing and regulatory requirements, and accurate settlement of intercompany transactions</li> </ul> Accounting for “Standalone” US entities: <ul> <li>Partner with Financial Reporting and Technical Accounting to understand the reporting requirements that are needed for various regulators and ensure deliverables meet requirements</li> <li>Own Affirm’s standalone entities accounting integrity: lead the allocation process and the proper elimination and consolidation</li> </ul> General: <ul> <li>Execute existing accounting and reporting controls and procedures during the monthly and quarterly close including departmental close packages, financial reporting reconciliations, support of financial reporting, analytics and efficiency metrics</li> <li>Perform accounting and control procedures related to highly visible and complex accounting transactions, ensuring the accuracy of accounting entries and timely accounting close</li> <li>Support internal and external audit requirements related to specific assigned areas</li> <li>Drive process improvement through automation initiatives: develop a plan, clearly communicate project goals, updates, resource needs and business outcomes</li> <li>Proactively review current procedures and seek ways to improve processes to achieve operational efficiency</li> <li>Assist in designing, implementing, maintaining and monitoring corporate accounting policies and procedures; and assist in internal control and process documentation</li> </ul> What We Look For <ul> <li>Minimum of 5+ years of relevant professional experience</li> <li>Recent experience in general ledger accounting at an experienced Senior Accountant or Supervisor level with a public company responsible for multiple lines on the balance sheet</li> <li>Solid understanding of US GAAP, and ability to partner with the Technical Accounting team on accounting policy implementation and adherence</li> <li>Advanced Microsoft Excel skills required (such as VLOOKUPS &amp; conditional statements, pivot tables, data analysis, data visualization, what-if-analysis)</li> <li>Strong knowledge of end to end accounting processes and understanding of financial statement line items</li> <li>Excellent analytical, creative problem solving, organizational and project management skills, and to work effectively in situations that involve ambiguity</li> <li>Strong sense of ownership and curiosity to learn new skills</li> <li>Excellent time management and organizational skills with interest in prioritizing and multi-tasking</li> <li>NetSuite experience is preferred</li> <li>The desire to improve processes and make your own job easier over time, taking ownership of all aspects of your functional area</li> <li>Passion for Affirm and a strong interest in technology, BNPL and consumer lending</li> </ul> Base Pay Grade - I Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $155,000 USA base pay range (all other U.S. states) per year: $102,000 - $142,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm

Accounting Lead

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is looking for a Senior Staff Software Engineer to take on a key role in defining the technical direction and foster innovation across the Checkout engineering organization. You’ll collaborate with engineering leaders, cross-functional teams, and stakeholders to build scalable, reliable, and high-performing solutions. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability, leadership skills, strong cross-functional communication, and a creative mindset. Checkout is responsible for shaping customer experience across the journey from first touch to finalizing a purchase. In this role, you will need to gain a deep understanding of the business, product, and engineering context, and utilize that context to define the requirements, vision, and roadmap of the Checkout area. You will lead the team to influence and align with business stakeholders and engineering partners, and deliver the vision over multiple years in incremental milestones. <h2>What You'll Do</h2> <ul> <li>Define the multi-year, multi-team technical strategy and deliver it through direct implementation and broad technical leadership</li> <li>Architect and build next-generation Purchasing services, ensuring high availability and low latency to support Affirm’s financial products.</li> <li>Influence and align with cross-functional leaders across the organization, guided by deep domain context and engineering expertise</li> <li>Mentor engineers and advocate for engineering excellence, influencing best practices across teams</li> <li>Navigate ambiguity, bringing clarity to complex engineering, product, and business discussions</li> </ul> <h2>What We Look For</h2> <ul> <li>12+ years relevant Software Engineering experience</li> <li>Kotlin development experience is a plus, Python or Kotlin expertise preferred</li> <li>Proven experience delivering multi-year, high-impact projects with broad cross-functional collaboration</li> <li>Passionate about Affirm's Mission: "Deliver Honest Financial Products that improve lives"</li> <li>Enjoys cross team collaboration especially with product managers and designers</li> <li>Cares about the details in the user experience</li> <li>Excellent written and verbal communication, especially in asynchronous formats (RFCs, design docs, project plans)</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Base Pay Grade - R Equity Grade - 15 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000 USA base pay range (all other U.S. states) per year: $232,000 - $282,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Staff Software Engineer, Backend (Checkout Engineering)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners and merchants need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. The Trust and Safety product team is responsible for helping consumers seamlessly and securely create, access and update their Affirm accounts, verify their identity and protect themselves against fraud. This team owns the Consumer Authentication, Identity and Fraud product domains across all Affirm surfaces (including checkout, mobile app and partner experiences). As a Staff Product Manager, you will be a senior member of this team, responsible for fueling Affirm’s growth while safeguarding Affirm users from fraud. What You'll Do <ul> <li> Product Strategy: Define and execute the product vision and strategy for consumer account management across Affirm’s products </li> <li> Leadership: Be the accountable product leader for consumer account management across Affirm. Drive excitement for the product area within the organization, negotiate resources, and help all cross-functional teams come together to deliver holistic solutions that create value for our consumers, merchants and partners. </li> <li> Roadmap Ownership:Develop, prioritize, and execute a dynamic product roadmap, balancing short-term wins with long-term innovation. </li> <li> Analytics: Work with analytics team to measure ongoing success of the product area and report to the leadership team </li> <li> Cross-Functional Collaboration: Work closely with engineering, design, data analytics, user research, marketing, infosec, fraud and other teams to ensure smooth product development. Act as the glue that keeps stakeholders aligned and on track. </li> <li> Communication:As a senior member of the Product Management team, you’ll regularly communicate across product and engineering teams as well as cross-functional stakeholders, including frequently presenting to C-level executives. </li> </ul> What We Look For <ul> <li> 6+ years of product management experience </li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field</li> <li> Passion to change consumer finance for the better </li> <li> A track record of developing and championing product strategy with quantifiable impact </li> <li> An analytical metrics-based approach to identifying, sizing and solving problems </li> <li> An experimentation mindset to rapidly define hypotheses, test them quickly and drive product velocity </li> <li> A compelling influencer with strong communication and interpersonal skills </li> <li> Ability to turn ambiguity to action and measurable impact </li> </ul> Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Staff Product Manager, Consumer Account Management

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is looking for a Senior Staff Software Engineer to take on a key role in defining the technical direction and foster innovation across the Discovery Domain engineering organization. You’ll collaborate with engineering leaders, cross-functional teams, and stakeholders to build scalable, reliable, and high-performing solutions. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability, leadership skills, strong cross-functional communication, and a creative mindset. You will be responsible for building large-scale distributed systems, and developing the overall technology strategy for the Discovery domain within our engineering org. Discovery domain focuses on building features that bring in new users, engage existing ones, encourage repeat use of Affirm products, and provide value to our customers within the app and marketplace. We own systems like search, read-optimized merchant and consumer data, marketing, and marketplace tooling that provide Affirm consumers a personalized and segmented way to discover and activate Affirm consumer-facing products. <h2>What You'll Do</h2> <ul> <li>Build a multi year technical strategy for Discovery domain focused on product roadmap, availability and scale. </li> <li>Partner with the architecture team at Affirm to guide architectural choices within the Discovery domain. </li> <li>Influence or make product decisions/scope and determine the right technical tradeoffs to deliver customer value quickly.</li> <li>Design, implement, and extend core platform services and APIs to enable new products and features to be built</li> <li>Architect and build the next version of our data-processing pipelines</li> <li>Create 3rd party developer APIs and tools</li> <li>Analyze/debug performance issues across distributed services</li> <li>Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers</li> </ul> <h2>What We Look For</h2> <ul> <li>Passionate: Passionate about Affirm's Mission: "Deliver Honest Financial Products that improve lives"</li> <li>Technical: Solid CS fundamentals and fluency of a dynamically typed language. We primarily use Python, but members of our team have backgrounds in a wide range of technologies</li> <li>Collaborative: Enjoys cross team collaboration especially with product managers and designers</li> <li>Humble: You have the humility and self-awareness to understand and navigate the unknown </li> <li>User Focused: Cares about the details in the user experience</li> <li>Experienced: Background building real-time distributed web services, developing systems in web application frameworks and implementing highly available data storage</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Base Pay Grade - R Equity Grade - 15 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000 USA base pay range (all other U.S. states) per year: $232,000 - $282,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Staff Software Engineer, Backend (Search & Discovery)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm’s next frontier is Affirm Card. The Card team is building the first-of-its-kind platform to enable consumers to access Affirm pay-over-time at any merchant that accepts debit or credit cards. Consumers can spend with confidence at any merchant, in-store or online, and know they will be supported by the hallmark trust, transparency, and ‘no gotchas’ that define Affirm products. We are a highly technical &amp; collaborative team, obsessed with delivering the right outcomes to our customers, so our work spans from launching new product features, to getting into the weeds of credit card transaction data, to improving the robustness of our financial platform. We operate with a high level of technical capability, strong cross functional communication, and a creative mindset. We are looking for an Engineering Manager to lead strategic initiatives within the card platform. Your team will build backend solutions that enable new card constructs &amp; strategic partnerships, bringing Affirm’s product to even more customers &amp; industries. This is an industry-defining product space, and as the engineering lead, you will have the opportunity to meaningfully influence not only Affirm’s future, but the future of the BNPL industry. Affirm is experiencing rapid growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. What you’ll do <ul> <li> Lead a high performing backend engineering team (Kotlin &amp; Python) </li> <li> Collaborate with Product, Analytics, Design, Operations, and other engineering teams to develop a technical roadmap that meets customer &amp; business needs </li> <li> Coach, develop, retain, and provide thoughtful feedback to team members </li> <li> Hold a high technical bar with a bias towards longevity and simplicity </li> <li> Foster a team culture around innovation, accountability, empathy, and execution </li> <li> Collaborate &amp; align with other engineering leaders across Affirm </li> </ul> What we look for <ul> <li> Drive to change consumer financial services for the better </li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field</li> <li> 8+ years of engineering experience, including 2+ years of management </li> <li> Track record of successfully architecting, building, launching, and growing financial products at scale </li> <li> Proven ability to scale and foster a high-performing engineering team </li> <li> Strong cross-team communication and collaboration skills </li> <li> Strong analytical rigor, innovative mindset, obsession over product excellence, and an ability to move fast </li> <li> Card network experience is a plus </li> </ul> Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Manager, Software Engineering (Card Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm recognizes that security is essential to the company’s ongoing success. Our mission is to cultivate a culture of security at Affirm, enabling the company to succeed in building honest financial products. The Security Operations and Resilience Engineering (Sec Ops) program is the foundation of both preventive and responsive security practices to protect Affirm’s assets from an adverse security event. As a member of the Security Team at Affirm, you will be joining a team of fun, passionate and highly skilled individuals who like solving security challenges and enjoy learning new skills. We partner together with a team first mindset and are keen on redefining security in the fintech space. We're seeking a Staff Security Engineer to lead the Incident Response function within the broader Security Ops org, by driving remediation and response efforts company-wide in a very engineering-driven cloud infrastructure environment. In this role, you will act as Incident Commander during security incidents, leading the team to incident resolution in high-pressure situations by making decisions in engagements with high amounts of ambiguity. Beyond the technical skills needed to effectively lead Incident Response, we are looking for someone who is very comfortable communicating and engaging with stakeholders across various levels and functions as well as proactively rallying people together when needed. As this is a lead role, you will be expected to take initiative and lead independently while communicating necessary information to stakeholders. In addition to Incident Response, you'll also contribute to maturing other programs within the Sec Ops org, such as Security Observability and Cyber Defense Engineering. Overall, this is an extremely cross-functional and collaborative role that will span multiple functions across the company. You will get to partner with internal Security teams (such as Platform Security, Security Risk Management) as well as other external teams (such as Infrastructure, Observability, Privacy/Compliance) to create and improve security operations capabilities. As such, the cross functional work with these teams will often tackle complex security problems and design solutions that align with our broader organizational goals. Your impact will not only be within the company but also in improving the trust and security of millions of customers, merchants and partners. <h2>What You'll Do</h2> <ul> <li>Own and drive the roadmap for the Security Incident Response Program under the Security Operations &amp; Resilience Engineering organization. </li> <li>Lead security incident response efforts driving detection &amp; response across the organization through all phases of an incident from identification to post-incident retrospective. </li> <li>Serve as incident commander in large scale security incidents driving action oriented containment &amp; remediation results. </li> <li>Be the senior escalation point for the team assisting with investigations and incidents (this is a very hands on role). </li> <li>Balance both tactical &amp; strategic thinking in high pressure situations using facts &amp; clear communications to lead the response team to next steps. </li> <li>Provide briefings, status updates, and advice to a variety of audiences, including technical and executive leadership teams during incidents. </li> <li>Lead the development of security incident response playbooks and processes.</li> <li>Contribute to engineering projects which build, maintain and improve our current monitoring, detection &amp; response programs. </li> </ul> <ul> <li>Contribute to our detection program by creating advanced detections based on frameworks such as MITRE ATT&amp;CK. </li> <li>Collaborate with cross functional teams across Affirm and lead key security projects. </li> <li>Provide mentorship and training to junior security team members, fostering their professional growth and development.</li> <li>We highly encourage and support external engagement, publications, presentations with the security community as well. </li> </ul> <h2>What We Look For</h2> <ul> <li>A seasoned Detection and Response Engineer with experience leading investigations and incidents including containment actions and forensics when needed in an engineering focused cloud heavy environment (AWS, EKS experience strongly preferred). </li> <li>7+ years of experience with Detection and Response engineering with a significant focus on leading security incidents and crises. </li> <li>Ability to handle high pressure, complex and often ambiguous situations in a calm and thoughtful manner, and when needed be the voice of reason and calm across the incident group. </li> <li>Strong communication skills with the ability to switch communication styles when needed to engage with various levels of stakeholders. </li> <li>Ability to proactively take the initiative and rally stakeholders for both tactical and strategic progress pertaining to the Incident Response function. </li> <li>Strong ability to analyze, parse and correlate information against data from multiple sources and when needed engineer solutions to do the same. </li> <li>Demonstrated experience in common Sec Ops tooling pertaining to SIEM, EDR, and MDR providers. For example: Splunk, Elastic, Sentinel One, CrowdStrike, Red Canary, Expel, etc. or similar. </li> <li>Experience in programming to create automations to improve IR program workflows and capabilities (Python &amp; Terraform IAC experience preferred). </li> <li>Experience with supporting native data ingestion and data normalization integrations. </li> <li>Ability to partner with Legal &amp; Compliance teams for relevant incident reporting requirements across regulatory bodies. </li> <li>Ability to lead large projects and work with cross functional stakeholders throughout the organization. </li> <li>Experience in building actionable threat intelligence &amp; hunting programs is always a bonus!</li> </ul> If you got to this point, we hope you're feeling excited about the job description! Even if you don't feel that you meet every single requirement, we still encourage you to apply. We're eager to meet people that believe in Affirm's mission and can contribute to our team in a variety of ways – not just candidates who check all the boxes. At Affirm, "People Come First" is a core value and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. Learn more about our D&amp;I efforts <a href="https://www.affirm.com/downloads/2018_Affirm_Diversity_and_Inclusion_Report.pdf" target="_blank">here</a>. Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 Location: Remote - US #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Staff Security Operations Engineer, Incident Response Lead

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Pricing Engineering team is responsible for building the pricing systems, foundational data models, workflows and interfaces that power repeatable and scalable transactions at Affirm, facilitating the value exchange between consumers, Affirm and its merchant partners. <h2>What you'll do</h2> <ul> <li>Lead, mentor and grow the Pricing team’s engineers to help improve their designs, code quality, and testing.</li> <li>Own availability, reliability, and performance of your team’s systems.</li> <li>Partner with product managers to design and build best-in-class systems and solutions for creating Pricing configurations for merchants and surfacing the best offers for users.</li> <li>Build relationships and engage with senior management in the organization</li> </ul> <h2>What we look for</h2> <ul> <li>7+ years of proven experience as a software engineer role with leadership responsibilities and 1+ years as an engineering manager.</li> <li>Drive to change consumer financial services for the better.</li> <li>Prior experience growing and managing a high performing engineering team.</li> <li>Fluency in back end development.</li> <li>Prior experience architecting, building, launching and maintaining consumer scale products.</li> <li>Strong cross-team communication and collaboration skills.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field</li> </ul> Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Manager, Software Engineering (Pricing Engineering)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Virtual Cards (VCN) Platform Engineering team powers all of Affirm's products that depend on one-time-use cards. Virtual cards enable consumers to leverage Affirm’s financial products at effectively any merchant that accepts card payments, supporting online ecommerce, physical instore, and digital wallet integrations such as Apple Pay and Google Pay. By providing the systems that bridge Affirm and external credit networks like Visa, the VCN Platform team is critical in enabling increased scale of Affirm’s network. <h2>What You'll Do</h2> <ul> <li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li> <li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li> <li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li> <li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li> <li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li> <li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li> </ul> <h2>What We Look For</h2> <ul> <li>You have 7+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.</li> <li>You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.</li> <li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.</li> <li>You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.</li> <li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li> <li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li> <li>You have experience in the card network landscape, building and launching card products or adjacent payments related technologies.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li> </ul> Base Pay Grade - P Equity Grade - 13 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - $275,000 USA base pay range (all other U.S. states) per year: $200,000 - $250,000 Location: Remote - US #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Staff Software Engineer, Backend (Virtual Cards Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Our mission is to deliver honest financial products that improve lives. Consumers across the globe need safe, transparent financing while merchants want to provide users with their preferred way to pay and convert more buyers. To help achieve this vision, we are hiring a Senior Product Manager for our Merchant Growth team. Merchant Growth sits within our Network Growth team, where Network Growth’s mission is to make Affirm ubiquitous and become a payment method accepted everywhere. As a Senior Product Manager, you will work closely with cross-functional teams including commercial, merchant risk, design, product analytics, and engineering to define, launch and grow integrations with platform partners. Effective stakeholder management and ability to successfully navigate organizational dynamics are a must for success. You should be outcomes driven with a very high bias for action. What you'll do <ul> <li>Collaborate with cross-functional teams to define, launch and grow integrations with platforms such as Stripe, Adyen, etc.</li> <li>Define the best in class merchant experience throughout the merchant lifecycle with Affirm, from onboarding to getting sales with Affirm and improving conversion.</li> <li>Build relationships with platform partners (e.g. Stripe, Adyen) to gather feedback and insights on product performance and leverage it to drive merchant growth.</li> <li>Define and prioritize product features and requirements to improve merchant onboarding and post-onboarding experiences.</li> <li>Create and manage the product roadmap for merchant growth initiatives.</li> <li>Develop success metrics/OKRs to measure the effectiveness of merchant growth initiatives.</li> <li>Work with design and engineering teams to develop and launch new products and features.</li> <li>Partner with commercial and product marketing teams to develop go-to-market strategies for new products and features. </li> <li>Monitor industry trends and competitive landscape to identify opportunities for innovation and growth.</li> </ul> What we look for <ul> <li>You’ve directly managed multiple technical software products from kick-off to post-launch – driving meaningful business impact that you can speak to.</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field</li> <li>You’re equally comfortable diving into technical details with an engineer, iterating on a Figma with a designer, and breaking down a funnel with a data analyst.</li> <li>You have the discipline, organizational skills, and interpersonal communication skills necessary to navigate complex organizational dynamics – you have specific examples of times when you’ve secured a decision from a broad group of senior stakeholders.</li> <li>You’re the kind of person who cares about getting things done. You have a bias towards action and can effectively navigate obstacles and blockers.</li> <li>You can turn incomplete, conflicting, or ambiguous inputs into a solid action plan.</li> <li>You have direct experience shipping high-quality products on time.</li> <li>Familiarity with SQL and Excel for product analysis</li> <li>You feel comfortable jumping into the commercial aspects of product development – you’re able to pitch, contribute to negotiations, and give feedback on contracts</li> <li>Bonus points: experience in Fintech, Lending, ecommerce, or BNPL</li> </ul> Pay Grade - N Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Product Manager, Network Growth

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for a smart, driven individual to join our Quantitative Markets team. The Quantitative Markets team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building data-driven models to analyze and predict the performance of Affirm’s consumer loans. The ideal candidate will have prior experience in process automation and optimization as well as development and implementation of quantitative and/or machine learning models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills. What You’ll Do <ul> <li> Develop automation tools and optimize existing business processes to enable more efficient pricing and modeling of consumer debt financing deals as well as improve overall efficiency of the team </li> <li> Advance Affirm’s asset-liability management model to help inform optimal funding strategies </li> <li> Build data-driven models to analyze and predict the performance of Affirm’s consumer loans </li> <li> Partner cross-functionally with our Capital Markets, Treasury, Risk, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions </li> </ul> What We Look For <ul> <li> 1-3 years of relevant experience in technical areas (e.g. data science, data analytics, quantitative finance) </li> <li> Strong data-manipulation and model development and implementation skills using tools such as Python/R </li> <li> Experience building quantitative models or implementing machine learning models is a plus </li> <li> Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization </li> <li> Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment </li> <li> Desire to understand the broader context of business decisions </li> </ul> Base Pay Grade - I Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $155,000 USA base pay range (all other U.S. states) per year: $102,000 - $142,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

57 Affirm Jobs