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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.As an Accounting Lead you have in-depth knowledge of generally accepted accounting principles, proficiency in accounting systems, and strong motivation to drive processes that contribute to the achievement of an efficient monthly/quarterly/annual close and financial reporting processes. You pay great attention to detail and the ability to deliver results under deadlines, as well as working effectively cross-functionally in a rapidly changing environment. Above all, you have tremendous problem solving and communication skills that you are looking to utilize in support of Affirm’s continued growth and pursuit of our mission to deliver honest financial products that improve lives. What You'll Do <ul> <li>Responsible for preparing and/or reviewing workpapers, journal entries, and reconciliations for key accounts in the Core Business areas of Loans and Capital Markets</li> <li>You will conduct flux analyses and align on business drivers with cross-functional partners including Credit, Quantitative Markets, Capital Markets, Merchant Pricing, and Strategic Finance</li> <li>Prepare schedules for Quarterly SEC reporting, and support internal and external audit requirements related to specific assigned areas</li> <li>Proactively review current procedures and seek ways to improve processes to ensure timely monthly close, accuracy of accounting entries, and operational efficiency</li> <li>Partner with cross-functional teams to provide accounting requirements on product changes related to your areas of ownership and incorporate new transactions or processes into the GL</li> <li>Contribute to reconciliation projects by partnering directly with engineering and/or Financial Platform teams </li> <li>Creatively solve challenges and effectively communicate and execute on opportunities for process improvements and developing scalable solutions that keep up with the pace of business change</li> </ul> What We Look For <ul> <li>4+ years of relevant professional experience is required (public accounting experience preferred)</li> <li>CPA required (may consider candidates on track to earn their CPA in the near term)</li> <li>Solid understanding of US GAAP, and ability to partner with the Technical Accounting team on accounting policy implementation and adherence</li> <li>Advanced Microsoft Excel skills required (such as VLOOKUPS &amp; conditional statements, pivot tables, data analysis, what-if-analysis)</li> <li>SQL experience or strong interest in developing SQL skills preferred</li> <li>Excellent project management skills and ability to foster cross-functional collaboration to drive meaningful improvements to the close process</li> <li>The desire to improve processes and make your own job easier over time, taking ownership of all aspects of your functional area</li> <li>Passion for Affirm and a strong interest in technology, money movement, BNPL, and consumer lending</li> </ul> Base Pay Grade - I Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $155,000 USA base pay range (all other U.S. states) per year: $102,000 - $142,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm

Accounting Lead, Core Business GL

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are seeking a dynamic and detail-oriented Revenue Enablement Specialist to join our team. This role is crucial in driving the effectiveness and efficiency of our revenue teams by focusing on both field enablement, along with the implementation and support of our robust technology stack. This role will be responsible in evolving our new hire onboarding programming, training and onboarding development of our revenue teams while also assisting with the implementation and optimization of our revenue technology. Cross-functional collaboration with internal and external stakeholders will be pivotal to the success of this role; therefore, the ideal candidate must be resourceful and thrive in a challenging, fast-paced environment. What You'll Do: Field Enablement <ul> <li> Develop and deliver comprehensive onboarding programs for new hires, ensuring they are well-equipped with the knowledge and tools to succeed. </li> <li> Create and maintain training materials, playbooks and resources that align with our Sales strategies and objectives </li> </ul> Tech Stack Implementation &amp; Support <ul> <li> Assist in the implementation &amp; enablement of revenue technology and tools, such as Salesforce, Chorus, Docebo and Mediafly </li> <li> Be the point of contact for ongoing support and troubleshooting for revenue technology issues </li> <li> Develop and deliver training on tooling and best practices to ensure adoption from field teams </li> <li> Conduct regular audits and assist in reporting to ensure they are effective and meeting business needs </li> </ul> Collaboration &amp; Communication <ul> <li> Partner cross functionally with revenue stakeholders to help align enablement strategies with Affirm’s business goals </li> <li> Gather feedback from revenue teams to continuously improve enablement programming and technology solutions </li> </ul> What We Look For: <ul> <li> 1-2 years of work experience enablement, operations or a related role </li> <li> Strong understanding of revenue processes, methodologies and best practices </li> <li> The ability to learn and ramp up on enablement and engagement softwares such as Salesforce Sales Programs, Mediafly, Docebo, Articulate Rise and Chorus. </li> <li> Outstanding prioritization, project management &amp; execution skills. </li> <li> Excellent communication, presentation and training skills. </li> <li> Interest in building analytical skills, with the ability to interpret data and assist in providing actionable insights. </li> <li> Demonstrated ability to collaborate optimally and build relationships across teams. </li> <li> Self-starter and ability to build content and resources from scratch: be ready to roll-up your sleeves and get things done. </li> </ul> Base Pay Grade - F Equity Grade - 1 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $90,000 - $110,000 USA base pay range (all other U.S. states) per year: $80,000 - $100,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Revenue Enablement Specialist I, Performance

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. We’re just getting started, and we’re looking for a strong product leader to take on this big challenge! Capital is the lifeblood of Affirm. Without consistent access to liquidity for the loans we create, Affirm simply wouldn’t function. And as Affirm continues its rapid growth, it’s critical for the company to scale its funding capacity and loan origination capabilities to support the growing billions of dollars in loans that Affirm underwrites every year. That’s where Capital Product comes in. The Capital Product team is responsible for conceiving, designing, and building the next generation of tools, systems, and processes required to scale Affirm’s intricate Capital Markets and Loan Origination operations. We’re looking for an outstanding product manager who is not bound to the existing paradigms of traditional banks. You’ll drive innovative solutions while partnering with diverse internal stakeholders across capital markets, bank partnerships, treasury, strategic finance, and accounting functions. You are comfortable working with engineers in a technology driven agile environment. And most of all, you are motivated by a desire to reimagine how consumer financial services should operate, supporting Affirm’s mission to deliver honest financial products that improve lives. What You'll Do <ul> <li> Lock arms with Capital Markets and Bank Partnerships as a product expert: Establish yourself as a critical trusted partner of our internal Capital teams, i.e., your core users </li> <li> Master the BNPL Debt Capital Markets and Banking as a Service spaces: Become recognized as a domain expert in the subject matter and workflows that drive Affirm's Capital and Lending operations. </li> <li> Iterate on product strategy, but willing to dive deep: Drive product strategy for your product area in collaboration with the head of capital product, your capital product peers, and company executives. And in execution, be willing to get into the weeds alongside your engineering partners to bring that strategy to life. </li> <li> Partner broadly across Product teams: Collaborate with other product teams to support initiatives that interface with Affirm’s Capital platform (e.g., international expansion, large merchant integrations, and new product verticals/ expansion) </li> <li> Be accountable for impact, OKRs, and key metrics: Analyze the impact of product features and define metrics for success </li> <li> Product Discovery and Opportunity Identification. Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery. </li> <li> Drive the Product Lifecycle. Define product objectives, work with the engineering team and partners to drive requirements, ultimately lead execution to launch key products and features. </li> </ul> What We Look For <ul> <li> 4+ years of product management experience in fintech or a payments related industry </li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field</li> <li> Prior product management experience in finance, treasury, or debt capital markets a big plus </li> <li> Experience designing products for internal and external facing partners with hard SLAs </li> <li> Track record of successfully launching at scale </li> <li> Outstanding written and verbal communication with a diverse stakeholder audience </li> <li> Very good at influencing leadership, cross-functional teams, and external partners </li> <li> Solid technical chops that allow you to have in depth technical discussions and opinions </li> <li> Excellent at identifying and prioritizing high impact initiatives </li> <li> Experience managing technical software products from kick-off to post-launch </li> <li> The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans </li> <li> Excellent at establishing cross-functional relationships, tapping into those relationships and driving consensus to make progress </li> </ul> Pay Grade - N Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Product Manager, Capital Markets & Bank Partnerships

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for a passionate innovator to lead our Leadership Development practice and take our strategy to the next level. In this highly dynamic and visible role you’ll be equal parts program manager, learning experience designer, facilitator, and coach as you focus on elevating leadership capabilities for all people leaders at Affirm. Collaboration is your middle name; however, you’re still able to roll up your sleeves and be an independent self-starter when needed. It’s on us! You are excited to evolve leadership development experiences for Affimers in a remote first work environment, and are eager to create a “beyond best practice” leadership development strategy. No fine print here. If you're as excited as we are, please READ ON! <h3>What You’ll Do</h3> <ul> <li>Lead and evolve our Leadership Development practice to ensure we’re providing “the right learning at the right time” for our different levels of leadership, elevating capabilities that drive high performance teams.</li> <li>You will be the driving force, in partnership with the Director of Learning + Development, in crafting a leadership development strategy for new and experienced managers and leaders, in addition to broad-stroke learning programming for all employees.</li> <li>Evolve our manager development programming in our remote first environment, recognizing people come first. You’ll analyze the current program scope and design, perform an ongoing needs assessment to help guide the evolution, and be the lead curriculum designer and facilitator.</li> <li>Partner cross-functionally across the People Team, and ultimately the entire organization to drive future programming and learning opportunities. This includes collaborating with subject matter experts across Affirm in crafting new content and curriculum. You’ll facilitate and/or co-facilitate instructor-led training when appropriate.</li> <li>Write communications, plans, and draft other internal content related to leader learning.</li> <li>Define, measure, and communicate out leadership development success metrics.</li> </ul> <h3>What We Look For</h3> <ul> <li>You've designed and delivered Leadership Development experiences and programs that support a growing global workforce for 2000+ employees. </li> <li>You’ve leveraged learning technologies (including but not limited to a Learning Management System and/or Learning Experience Platform) to help it all scale.</li> <li>8+ years of experience highlighting a combination of leadership development program design and management, experience design and facilitation.</li> <li>You’ve developed and delivered curriculum and learning programs from scratch, have partnered with subject matter specialists to do the same, and coached team members on developing those very same skills. </li> <li>Strong analytical and problem-solving abilities, with a data-driven and evidence-based approach to decision-making and influencing.</li> <li>Ideally, you have a coaching certification from ICF, or another accredited organization.</li> <li>A track record of program development that delivers business impact and positive ROI for the organization.</li> <li>Strong relationship-building skills to work collaboratively with partners across the organization.</li> <li>Excellent communication skills, with an appetite for distilling sophisticated information to what matters most. Simpler is better.</li> <li>A “how can we make this better?” mentality. You recognize that “perfect” is not an end state, and continually drive for improvement.</li> </ul> Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - 230,000 USA base pay range (all other U.S. states) per year: $160,000 - $210,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Manager, Learning

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are working to build innovative products and technologies that support our mission of offering honest financial products to improve lives! We are looking for an experienced Manager of Audit Analytics to contribute to the ongoing development of the Internal Audit (IA) function and to Affirm’s efforts to achieve compliance with requirements associated with its business objectives. The Audit Analytics Manager will directly assist the Senior Manager/Director with implementing Continuous Auditing (CA) and Data Analytics (DA) capabilities to impact and influence positive business outcomes! What you'll do: <ul> <li> Collaborate with the Vertical Leads to build and implement a Continuous Auditing (CA) and Data Analytics (DA) program that is commensurate with the size and needs of Affirm. </li> <li> Work with business partners, including product, engineering, analytics, operations, compliance and technology leaders across the company to perform various reviews, conduct transactional testing, and provide insights based on trend analysis. </li> <li> Participate in discussion sessions with business stakeholders to inform DA’s roadmap and maintain a running list of CA and DA use cases that can automate the evaluation of the design and efficiency of controls. </li> <li> Manage and implement CA and DA scenarios. This includes identifying and analyzing risks, planning and prioritizing the work, conducting interviews, observing systems and operations. Developing queries and testing strategies, including techniques to confirm the completeness and accuracy of the data used in data analytics and continuous audit testing. </li> <li> Identify and develop audit techniques including continuous auditing, data analysis and monitoring using the Affirm platform and technology. </li> <li> Understand and identify an inventory of applications, databases, and data warehouses across Affirm. </li> <li> Support audit issue remediation validation and closure procedures. </li> <li> Train and develop team members to expand the team’s knowledge and ability to write queries and independently perform data analytics and continuous auditing. </li> <li> Highly capable of carrying out work independently and leading resources and budgets. </li> <li> Continuously seek opportunities for audit process improvement. </li> <li> Execute the data analytics scope related to SOX program including performing risk assessments, leading walkthroughs and overseeing tests of design and operational effectiveness of relevant controls </li> <li> Identify and promote audit standard methodologies associated with the use of Affirm’s core platforms, applications and capabilities. </li> <li> Develop and maintain collaborative working relationships with management, learning and understanding the business to better provide valuable services, establishing credibility as a data analytics and internal controls expert. </li> <li> Adhere to and align with applicable federal &amp; state laws and regulatory guidance, as well as Affirm policies and procedures. </li> </ul> What we look for: <ul> <li> 7+ years of data analytics and scripting capabilities (example: SQL, Python, R etc.) and reporting tools (Looker, Tableau etc.) with a combination of industry, project management, and consulting experience. </li> <li> Bachelor's Degree or equivalent in Computer Science, Management Information Systems or Data Analytics. Appropriate certifications and training in data analytics (i.e. AWS Certified Data Analyst, Snowflake Training etc.), auditing certifications are also preferred (i.e. CIA, CPA, CISA, CISSP or equivalent). </li> <li> Experience implementing Continuous Auditing and Data Analytics techniques, including automating common analyses and recurring audit check procedures. </li> <li> Extracting data from data warehouses and databases (example: SQL DB's and Snowflake). Designing and maintaining Continuous Auditing queries and dashboards, developing controls to maintain the integrity of the data and queries used for analytics and execution of multiple projects. </li> <li> Experience developing, implementing, and maintaining analytics dashboards that address financial/operating and technology objectives. </li> <li> Ability to work efficiently with minimal oversight/direction as well as part of multiple project teams </li> <li> Comfortable in a fast-paced, ever-changing, rapid-growth, ambiguous and fun environment with multiple projects and tasks </li> <li> Possess high ethical standards, level of commitment and ability to cope with complexity and change. Responsible, flexible and a highly motivated self-starter </li> <li> Written/verbal skills and experience appropriate to executive level reporting and presentation. </li> <li> Demonstrated experience, skills and knowledge with IIA Professional Practices and Standards. </li> <li> Experience in FinTech, Financial Services, Retail, SaaS or technology-related companies is highly preferred. </li> </ul> Base Pay Grade - M Equity Grade - USA 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000 USA base pay range (all other U.S. states) per year: $160,000 - $210,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Analytics Manager, Internal Audit

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for a smart, driven individual to join our Quantitative Markets team. The team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building models to analyze and predict the performance of Affirm’s consumer loans. The ideal candidate will have experience in structuring asset-backed transactions, working with rating agencies, and building quantitative models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills. <h2>What you’ll do</h2> <ul> <li> Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions </li> <li> Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution </li> <li> Build quantitative models to analyze and predict the performance of Affirm’s consumer loans </li> <li> Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing </li> <li> Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions </li> </ul> <h2>What we look for</h2> <ul> <li> 7+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models </li> <li> Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners </li> <li> Experience with SQL, Python, or other scripting languages </li> <li> Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization </li> <li> A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance </li> <li> Desire to understand the broader context of business decisions </li> </ul> Base Pay Grade - O Equity Grade - USA 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $205,000 - 255,000 USA base pay range (all other U.S. states) per year: $182,000 - 232,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Quantitative Analytics Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We offer financing to more customers than traditional credit and because of our values, we never charge hidden fees. We also enable our merchants with Affirm is dedicated to changing the way consumer finance works, and we’re just getting started. We're looking for a Product Designer &amp; Illustrator to build new experiences across our different platforms from consumer to enterprise. You have a breadth of designing and shipping product experience leveraging your superpower of creating delightfully simple experiences to improve a user’s relationship with the feature they are using. You know visuals and the experiences from pixels to words, and are relentless about improving the products people love to use. This all results in a win-win-win for our users, merchants and Affirm. You partner well with cross-functional teams to ensure cohesion across the technology and enjoy driving change for the design team and the products we build. What You’ll Do <ul> <li> Execute designs across Affirm product eco system </li> <li> Work through complex and ambiguous situations to clarity and focus </li> <li> Support with prioritization of short term to long term results-oriented work that drives impact </li> <li> Partner closely with product management, engineering, research, content to execute delightful experiences </li> </ul> <ul> <li> Foster an inclusive environment </li> <li> Leverage operational rigor for design through planning, principles, and frameworks to drive alignment. </li> </ul> What We Look For <ul> <li> 3+ years experience in product or user experience design focused roles from mobile to desktop </li> <li>Equivalent practical experience or a Bachelor’s degree in a related field</li> </ul> <ul> <li> Thoughtful approach to the craft of design informed by user needs </li> <li> Ability to turn ambiguous direction into clear conceptual solutions solving for a user need and the business with limited direction </li> <li> Knows how to holds a bar for executional craft with balancing shipping to learn </li> <li> Self sufficient and uses leadership and peers to seek out feedback and ideas </li> <li> Ability to scope and plan projects and accountable for artifacts and deliverables </li> <li> Experience with working with and contributing to a design system </li> <li> Passionate about better ways to improve personal finance through technology </li> <li> A demonstrated portfolio thinking strategically across multiple product and platform experiences and shipping successful in-app/web experiences in a fast-paced environment with impact and outcomes. (Required) </li> </ul> Pay Grade - L Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Illustrator & Animator, Design System

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm’s Compliance team is seeking a Director, Compliance - Repayments and Servicing/Collections to lead a team of compliance professionals responsible for various second-line advisory and operational functions at Affirm. The role will report to the Senior Director, US Compliance and will work cross-functionally with other teams. Affirm’s Compliance team provides company-wide leadership, standards, support, and independent oversight to ensure that business units abide by applicable laws, rules, and regulations. Compliance credibly challenges management decisions, business processes, and evaluates adherence to applicable regulatory requirements. Compliance provides appropriate analysis, reporting, and escalation to Executive management and the Board, set minimum standards for the company, and provide guidance for compliance risk management activities across the company. What you'll do <ul> <li>Manage a team who is responsible to provide second-line oversight and regulatory advisory services for Product, Eng and Operations in the Repayments, Servicing, Collections/Recovery stage of the product life-cycle</li> <li>Provide Compliance review for vendor management oversight activities (risk assessment, onboarding new servicing vendors) Prepare and/or review responses to Regulatory, Bank Partner and Audit Engagement requests</li> <li>Work with responsible business units on issues/incident response triage and to agree on corrective actions to strengthen preventative and detective controls</li> <li>Ensure identified deficiencies are promptly addressed and effectively resolved</li> <li>Write reports, memos or presentations that clearly articulate the results/conclusions of compliance review activities or risk escalations and communicate to key stakeholders across the company</li> </ul> What we look for <ul> <li>Advanced degree or CRCM or similar designation, preferred</li> <li>10+ years of experience in compliance risk management or legal advisory</li> <li>Preferred experience with: Risk Operations, Credit Furnishing and Disputes, Regulation Z disputes, SCRA/MLA, State Law Requirements</li> <li>Demonstrated experience regulatory compliance reviews</li> <li>Experience with tracking and monitoring corrective actions, audits or exams</li> <li>Experience with consumer protection and general banking regulations of the Fed, FDIC, OCC, and/or CFPB</li> <li>Demonstrated sound decision-making, negotiation, and collaboration skills</li> <li>Excellent verbal, written, and interpersonal communication skills</li> <li>Ability to interact with all levels of an organization</li> <li>Self-motivation and a willingness to take ownership of projects</li> <li>A team player mindset, pitching in wherever needed</li> <li>A passion for improving the lives of consumers through Affirm’s products</li> <li>Humility, integrity and a sense of humor; you take your work seriously but not yourself</li> </ul> Pay Grade - S Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA Pacific base pay range (CA, WA, NY, NJ, CT): $230,000 - $310,000 USA Sapphire base pay range (all other U.S. states): $203,000 - $283,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Director, Compliance

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a Software Engineer for our Loans Platform team, which is responsible for Affirm’s core loans product, as well as building new loan products. We are experiencing exponential growth for our core lending product, and we want you to guide the team to scale the product by 100x and beyond, and add new features to make our loans even more compelling and accessible to more consumers. You will work cross-functionally with product and engineering teams to support the growth of the company by launching new products. We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride! What You'll Do <ul> <li>Work with product managers and tech leads to develop features to support product and commercial initiatives.</li> <li>Consistently generate simple and sophisticated designs, and write high-quality code that can be easily understood and used by others.</li> <li>Build relationships with people across engineering and other organizations for the design, implementation, roll-out and maintenance of projects.</li> <li>Improve the current platform's extensibility, performance and usability to support rapid global deployment, scaling and expansion.</li> <li>Actively participate in making your team and workplace an inclusive environment for people from all backgrounds.</li> </ul> What We Look For <ul> <li>2+ years proven experience as a software engineer</li> <li>Ability to synthesize complex business, product, and technical requirements to consistently produce high quality system designs and software</li> <li>Ability to collaborate with your team in a fast-paced environment</li> <li>Familiarity with deployment and automated testing frameworks</li> <li>Prior experience architecting, building, launching and maintaining complex systems</li> <li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field</li> </ul> Base Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read the <a href="https://docs.google.com/document/d/e/2PACX-1vRSrHfbqKhhxAsI84tBH5hW85xiwEF4s8MOnfgDFJ5hl4_opeivo6dKc1kbywvVEppRe37UqYYsghB2/pub?urp=gmail_link" target="_blank">Affirm Employment Privacy Policy</a> for applicants within the United States, the <a href="https://docs.google.com/document/d/e/2PACX-1vSy4lvjSR3uff7spzCxGpLDN89u0iNizaBS-MEZM9aujcedmfD1eV70qIwBAkVSRg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Poland)</a> for applicants applying from Poland, the <a href="https://docs.google.com/document/d/e/2PACX-1vTgnNFl4xX9la1x6egS2U5KeTmMPVFJgfW2Zv8kZ-13yuu7MOIBD1o1HRVWFGfRYg/pub?urp=gmail_link" target="_blank">EU Employee Notice Regarding Use of Personal Data (Spain)</a> for applicants applying from Spain, or the <a href="https://docs.google.com/document/d/e/2PACX-1vRHygY5A4IKK7XXd90RgaeCNESSnbu-w1LJRpB5z72rSVYufFKTPhqnPajLQgP6koyH0AbUTGGoSWz9/pub?urp=gmail_link" target="_blank">Affirm U.K. Limited Employee Notice Regarding Use of Personal Data</a> for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer II (Loans Platform, Backend)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We are hiring a business-minded contract manager on the Vendor Legal team to negotiate a range of agreements varying in complexity and oversee innovative contract operations. This role calls for deep collaboration and partnership with stakeholders across Legal, Finance, Revenue, Product, and other internal stakeholders, as well as with vendors. You’ll be tasked with delivering quick turnarounds on contracts, finding creative solutions to big and small problems, supporting contract questions, and optimizing processes to support the business. The ideal person for this role will also be very ‘hands-on’ and equally adept at program execution and strategy development for the function. What You'll Do <ul> <li> Draft, negotiate and manage a broad range of vendor agreements, amendments, NDAs, and other contracts, varying from very simple to highly custom terms. </li> <li> Support contract management, contract approval coordination, database management, and reporting. </li> <li> Assist with the development, maintenance, and proofing of standard contract templates, training materials, knowledgement management and contract analysis. </li> <li> Help the team get things done by unblocking problems, strategically determining the best course of action, supporting escalations, and garnering XFN resources. </li> <li> Develop and deliver training and enablement programs for various initiatives and teams, and provide ongoing counsel and assistance to business teams as requested. </li> <li> Develop and implement policies, practices and guidance for contract operations, including training, guides and playbooks. </li> <li> Manage and meet aggressive internal SLAs, and help juggle priorities in a fast-moving environment. </li> <li> Manage and promote professional development and career growth for a high performing and talented team. </li> <li> Participate in special assignments and provide ad hoc support as required. </li> </ul> The ideal candidate will also be able to support the following at a senior-level: <ul> <li> Collaborate with the team to strategize and improve on contract operations and initiatives, and regularly seek ways to optimize for speed, efficiency, and quality. </li> <li> Liaise with Legal Ops, Product and Revenue Ops teams as necessary on solution design and delivery. </li> <li> Complex Ironclad administration. </li> </ul> What We Look For <ul> <li> You have 10+ years of experience in complex contract drafting and negotiation, contract management, and contract operations. </li> <li> At least 5 years of in-depth experience with complex Ironclad and other third-party management related solutions </li> <li> You have spent most or all of your career in-house, working at fast-paced companies that value quick decision-making. </li> <li> You’ve never met a legal process you couldn’t simplify and improve. </li> <li> You adapt quickly to changing processes and new priorities – the only constant here is change. </li> <li> Hands on program management experience driving complex, cross-functional projects. </li> <li> Strategic thought leadership with sound business acumen and judgment. </li> <li> Excellent verbal and written communication skills. </li> <li> Strong bias for action to get stuff done. </li> <li> Extreme attention to detail, ability to adjust on the fly, problem-solving skills, proactivity and a great attitude. </li> <li> A sense of urgency on all matters. </li> <li> Highly responsive and proactive. </li> <li> A team player mindset (no job is too big or too small) </li> <li> Humility, integrity and a desire to be part of a strong, supportive team; you take your work seriously but not yourself </li> </ul> Base Pay Grade - J Equity Grade - USA 5 Employees new to Affirm Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - 170,000 USA base pay range (all other U.S. states) per year: $115,000 - 155,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. 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