Senior Product Manager, Capital Markets & Bank Partnerships

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. We’re just getting started, and we’re looking for a strong product leader to take on this big challenge!

Capital is the lifeblood of Affirm. Without consistent access to liquidity for the loans we create, Affirm simply wouldn’t function. And as Affirm continues its rapid growth, it’s critical for the company to scale its funding capacity and loan origination capabilities to support the growing billions of dollars in loans that Affirm underwrites every year.

That’s where Capital Product comes in. The Capital Product team is responsible for conceiving, designing, and building the next generation of tools, systems, and processes required to scale Affirm’s intricate Capital Markets and Loan Origination operations.

We’re looking for an outstanding product manager who is not bound to the existing paradigms of traditional banks. You’ll drive innovative solutions while partnering with diverse internal stakeholders across capital markets, bank partnerships, treasury, strategic finance, and accounting functions. You are comfortable working with engineers in a technology driven agile environment. And most of all, you are motivated by a desire to reimagine how consumer financial services should operate, supporting Affirm’s mission to deliver honest financial products that improve lives.

What You'll Do

• Lock arms with Capital Markets and Bank Partnerships as a product expert: Establish yourself as a critical trusted partner of our internal Capital teams, i.e., your core users

• Master the BNPL Debt Capital Markets and Banking as a Service spaces: Become recognized as a domain expert in the subject matter and workflows that drive Affirm's Capital and Lending operations.

• Iterate on product strategy, but willing to dive deep: Drive product strategy for your product area in collaboration with the head of capital product, your capital product peers, and company executives. And in execution, be willing to get into the weeds alongside your engineering partners to bring that strategy to life.

• Partner broadly across Product teams: Collaborate with other product teams to support initiatives that interface with Affirm’s Capital platform (e.g., international expansion, large merchant integrations, and new product verticals/ expansion)

• Be accountable for impact, OKRs, and key metrics: Analyze the impact of product features and define metrics for success

• Product Discovery and Opportunity Identification. Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery.

• Drive the Product Lifecycle. Define product objectives, work with the engineering team and partners to drive requirements, ultimately lead execution to launch key products and features.

What We Look For

• 4+ years of product management experience in fintech or a payments related industry

• This position requires either equivalent practical experience or a Bachelor’s degree in a related field

• Prior product management experience in finance, treasury, or debt capital markets a big plus

• Experience designing products for internal and external facing partners with hard SLAs

• Track record of successfully launching at scale

• Outstanding written and verbal communication with a diverse stakeholder audience

• Very good at influencing leadership, cross-functional teams, and external partners

• Solid technical chops that allow you to have in depth technical discussions and opinions

• Excellent at identifying and prioritizing high impact initiatives

• Experience managing technical software products from kick-off to post-launch

• The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans

• Excellent at establishing cross-functional relationships, tapping into those relationships and driving consensus to make progress

Pay Grade - N

Equity Grade - 8

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000

USA base pay range (all other U.S. states) per year: $169,000 - $219,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.