Position Summary
The Financial Analyst II supports TTCU's financial stability by preparing and refining critical reports, analyzing data, and assisting with strategies that align with organizational goals. This role involves budget and forecast assistance, balance sheet management, and improving reporting processes to ensure efficient, accurate, and valuable information delivery. The Financial Analyst II adds significant value to TTCU’s financial strength while performing duties in compliance with regulatory requirements including the Bank Secrecy Act.
Supervises: None
Essential Job Functions and Responsibilities
35% - Prepare periodic reports to be used by TTCU management, board members, and employees. Reports include member statistics, financial reports, liquidity reports, Asset Liability Management (ALM) data, board reports, profitability analysis, account and member trends, deposit reports and rates, budget variance, and evaluation of existing products.
25% - Respond to ad hoc requests for reporting by collecting, analyzing, and interpreting financial data accurately to identify trends and insights. Use Crystal, Access, and Power BI to provide quality, useful information to TTCU management.
15% - Develop and analyze strategies that help TTCU achieve its financial goals. Strategies will include deposit and loan pricing, interest rate risk management, product structures, economic feasibility analyses, and other strategies that will contribute to the financial stability and success of TTCU.
15% - Assist in the development of budgets and forecasts based on historical data and market trends. Provide supporting data to help complete the net interest margin and fee revenue portions of the annual budget.
10% - Refine and improve existing reports to improve the efficiency of production and increase the value of the report to the end user. This includes creating and managing efficient report distribution processes. Present findings and recommendations to management in a clear and concise manner.
Minimum Qualifications
Educational Requirements
High School Diploma or GED required.
Bachelor’s degree in Accounting, Finance, Economics or another related discipline required.
Certificates/Licenses
Must have and maintain a valid driver’s license.
Experience
Experience in Accounting or Finance: 3 Years, Intermediate
Experience within a bank or credit union preferred.
Position Competencies
13% Collaborates - Is an effective team player who adds complementary skills and contributes valuable ideas, opinions and feedback; communicates in an open and candid manner and can be counted upon to fulfill any commitments made to others on the team.
13% Effective Communication - Utilizes a variety of communication modalities effectively and appropriately across multiple channels.
13% Financial Acumen - Interprets key financial information to execute short and long term business activity; has an understanding of the resources required to achieve objectives; takes calculated risks.
13% Functional Expertise - Possesses a sufficient level of technical and professional skill or knowledge in position-related areas; keeps up with current developments and trends in areas of expertise; actively seeks ways to grow and be challenged using both formal and informal development activities.
12% Integrity & Trust - Is widely trusted; is seen as a direct, truthful individual; has credibility within their areas of expertise; keeps confidences; does not misrepresent themselves for personal gain.
12% Manage Complexity - Gathers and analyzes diverse sources of data; separates what is relevant from what is not; determines root causes; defines situations accurately before determining problems and formulating approaches to solutions; is able to accomplish complex tasks with minimal guidance or instruction.
12% Plan and Organize - Determines tasks, resources, and schedules; leverages resources, and prioritizes work in order to establish best course of action and ensure that work is completed efficiently.
12% Resilient - Maintains composure under pressure; handles difficult situations effectively, maintains a positive attitude despite adversity; uses adversity as a learning opportunity.
Additional Requirements
Job Knowledge
- Well-developed research skills, analytical and critical thinking skills, and the ability to identify, review and communicate appropriate recommendations.
- Demonstrated problem solving skills and self-motivated.
- Intermediate skills in financial analysis
- Advanced knowledge of Microsoft Office (Word, Excel, PowerPoint, SharePoint, and Outlook)
- Understanding of financial regulations and their effect on a financial institution
- Ability to learn and effectively utilize proprietary computer software.
Interpersonal Skills
- Intermediate written and verbal communication skills required to facilitate sharing of information with members, staff, and external contacts.
- Ability to create an atmosphere which promotes TTCU’s Core Values by maintaining a high level of personal integrity, presenting a friendly, enthusiastic, and professional demeanor while providing extraordinary service to members and fostering teamwork among employees.
Working Conditions
Routinely perform work indoors in climate controlled private office with minimal noise. Must be able to perform job functions independently and work effectively either on own or as part of a team. Must be able to plan own work activity as well as the work activity of others. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to interpret detailed graphics and specifications, prepare detailed written reports and to inspect and identify defects not easily identified. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be able to analyze and troubleshoot complex technical issues. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.