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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for an intelligent, driven professional to join our Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk throughout the company. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the company by mitigating risks due to ineffective model design or model misuse. What You’ll Do <ul> <li>Perform independent challenges of machine learning models used for fraud detection/fraud risk management through thorough validation and ongoing monitoring</li> <li>Identify model weaknesses and opportunities for improvement</li> <li>Collaborate with model owners to remediate model validation findings</li> <li>Partner cross-functionally to implement and maintain the company’s MRM framework</li> <li>Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests</li> </ul> What We Look For <ul> <li>7+ years of professional experience in related technical areas such as model development, model validation, data science</li> <li>Deep and broad knowledge and experience in machine learning modeling, fraud detection, and fraud risk management; experience in credit risk a plus</li> <li>Proven ability to work with script languages(e.g., Python) and large-scale dataset (e.g., SQL)</li> <li>Extensive experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases</li> <li>BS, MS, or PhD in a quantitative field such as Math, Data Science, Computer Science</li> <li>Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving</li> <li>Extraordinary interpersonal and verbal/written communication skills</li> </ul> Pay Grade - O Equity Grade - 12 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $205,000 - $255,000 USA base pay range (all other U.S. states) per year: $182,000 - $232,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Affirm

Fraud Model Risk Manager, Machine Learning

Ready to be pushed beyond what you think you’re capable of? At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system. To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems. Our <a href="https://www.coinbase.com/mission" target="_blank">work culture</a> is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be. Coinbase is hiring! We are looking for an experienced Site Reliability Engineer (SRE) to join the IT Operations Corporate Engineering team to build and scale our identity and access management tooling. A successful candidate will have demonstrated previous success in similar role(s) in rapidly growing, security-first environments. The right person is passionate about infrastructure as code, open source tooling, automation, and managing modern cloud identity providers. What You’ll Be Doing: <ul> <li>Engage in a dynamic role that combines traditional operations responsibilities and active contributions to the development and deployment of cloud-native applications, fostering a DevOps culture that emphasizes collaboration and automation</li> <li>Partner across Coinbase to design, implement, and maintain performant, reliable, and secure system architectures</li> <li>Provide corporate IAM and DevOps tooling subject matter expertise to adjacent IT, Security, and Engineering teams</li> <li>Implement automation tooling and scripts to eliminate manual, repetitive tasks and reduce inefficiencies in system operations</li> <li>Create comprehensive documentation and runbooks that detail system configurations, operational procedures, and troubleshooting steps across system lifecycle</li> <li>Build and maintain CI/CD pipelines for integrating changes and deploying to production in progressively tested environments</li> <li>Deliver configurations and maintain state using configuration management tools</li> <li>Facilitate incident response, conduct root cause analysis, and blameless retrospectives</li> <li>Define metrics and bolster monitoring/observability across corporate IAM systems</li> <li>Participate in regular on-call rotation to ensure 24x7 uptime for critical systems</li> </ul> What We Look For In You: <ul> <li>5+ years of experience building, iterating upon, and maintaining corporate IAM systems</li> <li>5+ years of experience with operational procedures and application development</li> <li>Deep domain-knowledge with prominent cloud identity provider(s): Okta, Duo, Google Workspace, Azure AD, Ping, etc.</li> <li>Demonstrated success developing and implementing toolings that solves problems related to: identity lifecycle and provisioning, SSO, MFA, ABAC, RBAC, directory services, zero trust networking, PAM, PIM, and secrets management</li> <li>Experience configuring and implementing modern open source tooling such as: Terraform, Ansible, Kubernetes, Docker</li> <li>Fluency in a modern programming language (Golang, Python, Ruby, Java, C# etc.)</li> <li>Strong experience using and managing AWS, GCP, Azure, or other cloud environment with IaC</li> <li>Strong understanding of CI/CD workflows, automation frameworks, and best practices</li> <li>Clear communication—demonstrate ability to explain technical concepts simply</li> <li>Self starter—possess a continuous learning mindset</li> <li>Demonstrate critical thinking under pressure</li> </ul> Nice to Haves: <ul> <li>Experience with open source workflows (Temporal) to streamline complex application orchestration.</li> <li>Experience with graph databases (Neo4j, Neptune, etc.) is a plus, and able to manage complex data relationships effectively</li> </ul> ID: P69148 Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)). Pay Range: $186,065—$218,900 USD Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. <h3>Commitment to Equal Opportunity</h3> Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice <a href="https://www.eeoc.gov/sites/default/files/2022-10/22-088_EEOC_KnowYourRights_10_20.pdf" target="_blank">here</a>. Additionally, Coinbase participates in the <a href="https://static-assets.coinbase.com/e-verify.pdf" target="_blank">E-Verify program</a> in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site <a href="https://chrome.google.com/webstore/detail/chromevox/kgejglhpjiefppelpmljglcjbhoiplfn" target="_blank">click here to download</a> a free compatible screen reader <a href="http://www.chromevox.com/tutorial/" target="_blank">(free step by step tutorial can be found here)</a>. <h3>Global Data Privacy Notice for Job Candidates and Applicants</h3> Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available <a href="https://www.coinbase.com/legal/applicant_privacy_notice" target="_blank">here</a>. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined <a href="https://www.coinbase.com/legal/application-arbitration-agreement" target="_blank">here.</a>

Coinbase

Senior Site Reliability Engineer - Identity Platform

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.At the Merchant Engineering team, we make products that are a joy for developers to integrate, thus making it easy for Merchants and Partners to unlock the value of being part of the Affirm network. Our goal is to build a flexible, scalable, robust platform to provide the best possible purchasing experience be it online or in-store. The purpose of the Merchant Risk Intelligence &amp; Platform (MRIP) team is to build functionalities that automate merchant risk assessment, throughout their lifecycle within Affirm. We create the necessary backend platform and by combining it with work of multiple other cross functional teams spanning all of Affirm, enable our ML engineers to build models that help automate decision making. Whether it’s about onboarding a new merchant, or constantly monitoring for trends, our team is responsible for making sure Risk is properly managed and the experience for merchants in the process is as smooth and thorough as possible. What You'll Do · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. · ​Work hand in hand with ML engineers to ensure an effective, accurate &amp; explainable decision making process for merchants @ Affirm What We Look For · You have a total of 1.5+ years of experience as a software engineer. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000 USA base pay range (all other U.S. states) per year: $142,000 - $192,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer II (Merchant Risk Intelligence & Platform)

At Coinbase, our mission is to<a href="https://blog.coinbase.com/our-mission-strategy-and-culture-18a92a3bb0fa" target="_blank"> increase economic freedom around the world</a>, and we couldn’t do this without hiring the best people. We’re a group of hard-working overachievers who are deeply focused on building the future of finance and Web3 for our users across the globe, whether they’re trading, storing, staking or using crypto. Know those people who always lead the group project? That’s us. There are a few things we look for across all hires we make at Coinbase, regardless of role or team. First, we look for candidates who will thrive in a<a href="https://blog.coinbase.com/culture-at-coinbase-f0e1c2a99aff" target="_blank"> culture</a> like ours, where we default to trust, embrace feedback, and disrupt ourselves. Second, we expect all employees to commit to our<a href="https://blog.coinbase.com/coinbase-is-a-mission-focused-company-af882df8804" target="_blank"> mission-focused approach</a> to our work. Finally, we seek people who are excited to learn about and live crypto, because those are the folks who enjoy the intense moments in our sprint and recharge work culture. We’re a remote-first company looking to hire the absolute best talent all over the world. Ready to #LiveCrypto? Who you are: <ul> <li>You’ve got positive energy. You’re optimistic about the future and determined to get there. </li> <li>You’re never tired of learning. You want to be a pro in bleeding edge tech like DeFi, NFTs, DAOs, and Web 3.0. </li> <li>You appreciate direct communication. You’re both an active communicator and an eager listener - because let’s face it, you can’t have one without the other. You’re cool with candid feedback and see every setback as an opportunity to grow.</li> <li>You can pivot on the fly. Crypto is constantly evolving, so our priorities do, too. What you worked on last month may not be what you work on today, and that excites you. You’re not looking for a boring job.</li> <li>You have a “can do” attitude. Our teams create high-quality work on quick timelines. Owning a problem doesn’t scare you, but rather empowers you to take 100% responsibility for achieving our mission.</li> <li>You want to be part of a winning team. We’re stronger together, and you’re a person who embraces being pushed out of your comfort zone. </li> </ul> We are looking for a Staff Software Engineer to join one of our teams within the Infrastructure org. The Infrastructure organization supports the tooling and services at the foundation of Coinbase’s mission to increase economic freedom. This team enables Coinbase engineers to design, develop, and deploy software quickly, safely, securely and reliably. The Infrastructure org is a part of the Platform Product Group. The Platform Product Group’s mission is to build a trusted, scalable, and compliant platform to maximize velocity, efficiency and quality. They build the foundations that can be used by mulitple products and teams at Coinbase so that users can have a consistent and high-quality experience. What you’ll be doing (ie. job duties): <ul> <li>Design and implement foundational infrastructure components used by every engineering team in production (e.g. dynamic configuration, secrets storage, container orchestration, etc)</li> <li>Write high quality, well tested code to meet the needs of your customers.</li> <li>Articulate a long term vision for maintaining and scaling our infrastructure.</li> <li>Manage individual projects priorities, deadlines and deliverables with your technical expertise</li> <li>Work with engineers, designers, product managers and senior leadership to turn our product and technical vision into a tangible roadmap every quarter.</li> </ul> What we look for in you (ie. job requirements): <ul> <li>You have at least 8+ years of software engineering experience</li> <li>You have designed, built, scaled and maintained production services.</li> <li>You have built systems on public cloud providers such as AWS, GCP or Azure</li> <li>You write high quality, well tested code to meet the needs of your customers.</li> </ul> Nice to haves: <ul> <li>You have gone through a rapid growth in your company (from 10 to 100s of engineers)</li> <li>You have experience with Blockchains (such as Bitcoin, Ethereum etc.)</li> <li>You’ve built financial, high reliability or security systems</li> </ul> Job #: GPIN06NA Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)). Pay Range: $211,650—$249,000 USD <h3>Commitment to Equal Opportunity</h3> Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice <a href="https://www.eeoc.gov/sites/default/files/2022-10/22-088_EEOC_KnowYourRights_10_20.pdf" target="_blank">here</a>. Additionally, Coinbase participates in the <a href="https://static-assets.coinbase.com/e-verify.pdf" target="_blank">E-Verify program</a> in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please complete this <a href="https://docs.google.com/forms/d/1aJ6-BSPwE5X5Dq7fJ9JixWF0_dRiNfrpMnn1NkvdRiA/edit?ts=62901076" target="_blank">intake form</a> to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site <a href="https://chrome.google.com/webstore/detail/chromevox/kgejglhpjiefppelpmljglcjbhoiplfn" target="_blank">click here to download</a> a free compatible screen reader <a href="http://www.chromevox.com/tutorial/" target="_blank">(free step by step tutorial can be found here)</a>. <h3>Global Data Privacy Notice for Job Candidates and Applicants</h3> Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available <a href="https://www.coinbase.com/legal/applicant_privacy_notice" target="_blank">here</a>. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined <a href="https://www.coinbase.com/legal/application-arbitration-agreement" target="_blank">here.</a>

Staff Software Engineer, Infrastructure (FinOps)

<h2 id="who-we-are">Who we are</h2> <h3 id="about-stripe">About Stripe</h3> Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. <h3 id="about-the-team">About the team</h3> The Payment Intelligence organization optimizes each of the billions of dollars of transactions processed by Stripe annually on behalf of our users, maximizing successful transactions while minimizing payment costs and fraud. We own products like Radar end-to-end, developing machine learning models, building fast and scalable services and creating intuitive user experiences. We serve real-time predictions as part of Stripe’s payment infrastructure and architect controls that leverage ML to optimally manage users’ business. <h2 id="what-youll-do">What you’ll do</h2> We are looking for an engineering manager to lead and grow a strong team of machine learning engineers that design, build, deploy, and operate ML-powered services that scale globally with Stripe. You will partner with many functions, especially data science (DS), as you lead Stripe's most critical payment decisioning infrastructure. <h3 id="responsibilities">Responsibilities</h3> <ul> <li>Set the vision, goals, &amp; strategy for the team based on company objectives </li> <li>Lead by example in high-growth, high-impact, ambiguous environments </li> <li>Build machine learning systems and pipelines for training, shipping, and operating machine learning models </li> <li>Improve existing machine learning models via developing new ML features, which has been the primary path for improving performance </li> <li>Collaborate and execute projects cross-functionally with the data science, product, infrastructure, and risk teams </li> <li>Ensure engineering outcomes meet or exceed established standards of excellence in code quality, system design, and scalability </li> <li>Recruit, hire, scale, and develop an amazing team of engineers </li> <li>Accelerate the delivery of models to production by leading continuous engineering improvements and investments in our MLOps infrastructure </li> <li>Propose and implement innovative product ideas to reduce costs and combat fraud at Stripe </li> </ul> <h2 id="who-you-are">Who you are</h2> We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. <h3 id="minimum-requirements">Minimum requirements</h3> <ul> <li>3+ years of direct engineering management experience </li> <li>2+ year of experience working within a team responsible for developing, managing, and improving ML models or ML infrastructure </li> </ul> <h3 id="preferred-qualifications">Preferred qualifications</h3> <ul> <li>Proven track record of building and deploying machine learning models or systems that have effectively solved critical business problems </li> <li>Experience managing teams that leverage real-time, distributed data processing </li> <li>Experience managing teams that leverage batch processing pipelines </li> <li>Experience building sustainable operations for managing many ML models, including CI/CD, auto-training, auto-deployment, and continuous model refreshes </li> <li>Experience managing teams that owned many diverse ML models </li> <li>Experience in adversarial domains like Fraud, Trust, or Safety </li> <li>Past experience operating under team goal-setting frameworks such as OKRs </li> </ul> This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office). Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams. A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live. The annual US base salary range for this role is $224,300 - $336,500. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process. Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends. Office locations Seattle, New York, or South San Francisco HQ Remote locations Remote in United States Team New Financial Products Job type Full time <a href="#">Apply for this role </a>

Stripe

ML Engineering Manager, Payment Intelligence

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant Data Platform is a backend, foundational service at Affirm. We are responsible for merchant data and identity across all merchant touchpoints. Our checkout-critical platform serves millions of requests per day, supports the onboarding of merchants across all onboarding touchpoints and maintains strict availability and latency SLAs given the criticality of the service. Further, the team maintains sophisticated pipelines that enrich our datasets for the purposes of merchant identification, risk analysis and fraud detection. What You'll Do · With the support of your team, you will work on tasks that contribute to the team's projects and goals. · You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. · You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime. · You will contribute to a sense of community on your team by engaging in growth and development activities. What We Look For · You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000 USA base pay range (all other U.S. states) per year: $115,000 - $155,000 Additional benefits include: • Flexible Spending Wallets for tech, food and lifestyle • Away Days - wellness days to take off work and recharge • Learning &amp; Development programs • Parental leave • Employee Resource &amp; Community Groups #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Software Engineer I

Ready to be pushed beyond what you think you’re capable of? At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system. To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems. Our <a href="https://www.coinbase.com/mission" target="_blank">work culture</a> is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be. The Infrastructure org supports the systems, services, and tooling at the foundation of Coinbase’s mission to increase economic freedom. We enable Coinbase engineers to design, develop, and operate services quickly, safely, securely and reliably.Infrastructure teams build and maintain the platforms critical to the existence of Coinbase.As a Senior Software Engineer on the Observability team, you'll be critical to helping us re-invent the observability stack at Coinbase as we continue to grow and scale 10X-100X. What you’ll be doing (ie. job duties): <ul> <li>Improve observability, reliability and availability by defining and measuring key metrics</li> <li>Build automation and improve systems to eliminate toil and operations work.</li> <li>Collaborate with our core infrastructure team to performance tune and optimize our cloud deployments. (Think Docker, Terraform, Kubernetes, EC2, etc.)</li> <li>Collaborate with Coinbase product teams to reduce service disruptions and automate incident response</li> <li>Proactively find and analyze reliability problems across our business units and stack, then design and implement software to create step-function improvements.</li> <li>Educate, mentor and hold accountable the engineering team to improve the reliability of our systems and make reliability a core value of the Coinbase engineering culture.</li> </ul> What we look for in you (ie. job requirements): <ul> <li>You have at least 5+ years of software engineering experience</li> <li>Experience working with Object Oriented languages like Golang, Java, and or C#</li> <li>Strong skills around observability, debugging and performance tuning</li> <li>Strong communication skills and ability to explain technical concepts clearly and simply</li> <li>Strong interpersonal skills working with engineers from junior to principal levels</li> <li>Demonstrated critical thinking under pressure</li> </ul> Nice to haves: <ul> <li>Experience designing and building reliable systems capable of handling high throughput and low latency</li> <li>Experience with observability and monitoring systems such as Kibana, Datadog, etc.</li> <li>Experience working in a highly regulated environment</li> <li>Exposure to both NoSQL and SQL database technologies such as DynamoDB, MongoDB, PostgreSQL, AWS Aurora.</li> <li>Familiarity with working in rapid growth environments</li> <li>Crypto-forward experience, including familiarity with onchain activity such as interacting with Ethereum addresses, using ENS, and engaging with dApps or blockchain-based services.</li> </ul> Job #: GPIN05US #LI-Remote Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)). Pay Range: $180,625—$212,500 USD Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. <h3>Commitment to Equal Opportunity</h3> Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice <a href="https://www.eeoc.gov/sites/default/files/2022-10/22-088_EEOC_KnowYourRights_10_20.pdf" target="_blank">here</a>. Additionally, Coinbase participates in the <a href="https://static-assets.coinbase.com/e-verify.pdf" target="_blank">E-Verify program</a> in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site <a href="https://chrome.google.com/webstore/detail/chromevox/kgejglhpjiefppelpmljglcjbhoiplfn" target="_blank">click here to download</a> a free compatible screen reader <a href="http://www.chromevox.com/tutorial/" target="_blank">(free step by step tutorial can be found here)</a>. <h3>Global Data Privacy Notice for Job Candidates and Applicants</h3> Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available <a href="https://www.coinbase.com/legal/applicant_privacy_notice" target="_blank">here</a>. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined <a href="https://www.coinbase.com/legal/application-arbitration-agreement" target="_blank">here.</a>

Senior Software Engineer, Infrastructure (Platform - Observability)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products. What You'll Do · You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts. · You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks. · You will help develop talent on your team by providing feedback and guidance, and leading by example. What We Look For · You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. · You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes. · You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others. · You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team. · This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay Grade - N Equity Grade - 08 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: <ul> <li>Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents </li> <li>Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses</li> <li>Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge</li> <li>ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount</li> </ul> We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Senior Software Engineer (Identity Decisioning)

<h3>At TDW we put people first - that means working everyday to ensure the pipelines that run through our communities are operating safely and reliably. What sets us apart is our expertise, experience and commitment.</h3>Each day we dedicate ourselves to treating each other, our customers and our community with care and respect.Job Title: Senior Electrical EngineerOverview:Responsible for developing TDW electronic products, PCB and System Design, testing systems, maintaining and supporting existing products, providing cost and time estimates and writing improvement plans working with global engineering teams.Responsibilities:<ul> <li>PCB and System Design: Lead the PCB and system design process from concept to production. Use ECAD software skills (e.g. Altium Designer) to design PCB and create efficient and reliable multi-layer PCB Schematics and/or layouts.</li> <li>Firmware: Perform embedded systems programming in C and C++ languages to work on firmware development, optimizing code, and troubleshooting firmware running on microcontrollers (8-bit and 32-bit bare-metal and Real-Time OS).</li> <li>Microcontroller Expertise: Utilize in-depth knowledge of microcontrollers (e.g., AVR or STM32 preferable) to develop high-performance embedded systems.</li> <li>Prototyping: Take designs from the drawing board to real-world prototypes by working with vendors for a successful product.</li> <li>Testing: Develop electrical test set-up and instrumentation for product validation testing.</li> <li>Collaboration: Work closely with global teams in Europe and Asia, to ensure seamless integration of electronics into our products. Experience with version control systems (e.g., SVN, Git, BitBucket) and bug tracking systems (e.g., Jira) preferable.</li> <li>Problem-Solving: Tackle complex engineering challenges and provide creative solutions to technical issues.</li> <li>Field Support: Support troubleshooting of electronic products during the field visits.</li> <li>Provide technical assistance to mechanical design team, Operations department, and contract design sources to define project definition, specifications, cost and schedule goals. Maintain technical oversight of projects performed by contract design sources.</li> <li>Ability to design and analyze analog and digital circuits.</li> <li>Develop effective maintenance, testing, and quality control procedures on Electronics.</li> <li>Show initiative and keep up with advancements in Electronics.</li> <li>Design, inspect, test, and update existing electronic systems, components, equipment, and software.</li> <li>Ability to travel domestic and internationally 10 – 15%.</li> <li>Other duties as assigned.</li> </ul>Education and Experience<ul> <li>Bachelor's degree in Electrical, Electronics, Software or Computer Science Engineering.</li> <li>Five or more years of hardware, embedded system design, and software / firmware development experience.</li> <li>Knowledge of electronics manufacturing processes and assembly.</li> <li>Strong problem-solving, troubleshooting, communication, research and analytical skills.</li> </ul>

T.D. Williamson

Senior Firmware Engineer

Ready to be pushed beyond what you think you’re capable of? At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system. To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems. Our <a href="https://www.coinbase.com/mission" target="_blank">work culture</a> is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be. The mission of the Platform Product Group engineers is to build a trusted, scalable and compliant platform to operate with speed, efficiency and quality. Our teams build and maintain the platforms critical to the existence of Coinbase. There are many teams that make up this group which include Product Foundations (i.e. Identity, Payment, Risk, Proofing &amp; Regulatory, Finhub), Machine Learning, Customer Experience, and Infrastructure. We are looking for an experienced Senior Software Engineer to join our Networks team to design, implement, and maintain our cloud-base network infrastructure. This team is a part of our Infrastructure org in our Platform Product Group. The mission of the Platform Product Group is to build a trusted, scalable and compliant platform to operate with speed, efficiency and quality. Our teams build and maintain the platforms critical to the existence of Coinbase. What you’ll be doing (ie. job duties): <ul> <li>Architect, design, deploy, document and manage our Cloud-based network infrastructure. This includes all ingress and egress, both internal and external.</li> <li>Implement customer-focused abstractions that simplify and standardize the way we offer our cloud services, topologies and implementations.</li> <li>Coding IP tables and software defined networking</li> <li>Lead and defend technical decisions providing design justification, coordination, and identifying value and requirements for other teams in the organization.</li> <li>Learn and continue to foster an understanding of the long-term needs of our infrastructure.</li> <li>Communicate to gather requirements and evangelize the Cloud offerings, and to understand gaps and improvements.</li> <li>Produce professional documentation and diagrams to clearly and concisely communicate concepts and architectures to infrastructure colleagues, in addition to our users.</li> <li>Manage and assist in the resolution of complicated technical problems and incidents, provide appropriate communication and escalation.</li> <li>Support and maintain our current infrastructure offerings to maintain a high level of service and availability to the rest of the organization.</li> <li>Develop strong and effective working relationships with the rest of the Infrastructure organization, Security, IT, business partners, stakeholders and vendors</li> <li>Keep up to date with current developments and best practices within our domain and make bold and forward-looking recommendations.</li> </ul> What we look for in you (ie. job requirements): <ul> <li>At least 5+ years network engineering experience in industry</li> <li>Built systems on public cloud providers such as AWS, GCP or Azure</li> <li>Showcase strong proficiency within a modern tech stack, like Ruby, Go for languages and gRPC + Protobuf for communication.</li> <li>Showcase proficiency with low-level primitives such as IP converged networks, AWS VPC, Transit Gateway, Direct connect, IAM role management and implementation</li> <li>Know what high quality code — and software engineering processes — look like and know how to foster an environment that creates them.</li> <li>Exhibit our core values: clear communication, positive energy, continuous learning, and efficient execution.</li> <li>Flexibility to adapt and pivot in a dynamic and demanding environment where change is the only constant.</li> <li>Ability to set priorities and balance multiple deadlines.</li> </ul> Nice to haves: <ul> <li>Crypto-forward experience, including familiarity with onchain activity such as interacting with Ethereum addresses, using ENS, and engaging with dApps or blockchain-based services.</li> </ul> Job #: P61150 Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + benefits (including medical, dental, vision and 401(k)). Pay Range: $180,625—$212,500 USD <h3>Commitment to Equal Opportunity</h3> Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice <a href="https://www.eeoc.gov/sites/default/files/2022-10/22-088_EEOC_KnowYourRights_10_20.pdf" target="_blank">here</a>. Additionally, Coinbase participates in the <a href="https://static-assets.coinbase.com/e-verify.pdf" target="_blank">E-Verify program</a> in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site <a href="https://chrome.google.com/webstore/detail/chromevox/kgejglhpjiefppelpmljglcjbhoiplfn" target="_blank">click here to download</a> a free compatible screen reader <a href="http://www.chromevox.com/tutorial/" target="_blank">(free step by step tutorial can be found here)</a>. <h3>Global Data Privacy Notice for Job Candidates and Applicants</h3> Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available <a href="https://www.coinbase.com/legal/applicant_privacy_notice" target="_blank">here</a>. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined <a href="https://www.coinbase.com/legal/application-arbitration-agreement" target="_blank">here.</a>

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