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About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary We are looking for a highly motivated, entrepreneurial, corporate counsel to serve as Commercial Counsel. You will assist with several vital legal initiatives, among them contract review and negotiation, counseling our finance and operations team, and human resources and employment matters. The ideal candidate will have experience in the fintech space and with M&amp;A transactions. This is an exciting opportunity to work on challenging technology and business issues, supporting senior counsel. As we expand our offerings, your ideas and contributions will make an immediate impact. This is a remote position. The US base salary range for this full-time position is $147,000 - $180,000 + equity + benefits. Our salary ranges are determined by role, level, and location. What You’ll Do: <ul> <li>Draft, review, and negotiate various types of commercial agreements, including master services, licensing, professional services, marketing, consulting, strategic partner, and nondisclosure agreements -- Vendor and commercial agreements will be the primary focus of this role</li> <li>Coordinate with compliance, operations, sales, new markets and other teams at EarnIn to ensure that the vendor and commercial deals we enter into will support EarnIn’s current and future product development</li> <li>Interpret and advise on contract requirements, rights, and obligations, and provide assessments regarding risk exposure</li> <li>Provide guidance to resolve issues that arise in commercial relationships, including but not limited to, handling pre-litigation disputes and inquiries</li> <li>Assist in the development and implementation of contract templates, playbooks, and negotiation guidelines to improve operational efficiency.</li> <li>Assist with due diligence efforts with respect to M&amp;A transactions and other strategic transactions, as well as post-acquisition integration legal matters</li> <li>Support employment and HR matters including employment agreements, terminations, workplace policies, and internal investigations. (if interested)</li> <li>Other duties as assigned</li> </ul> What We’re Looking For: <ul> <li>4-7 years experience practicing law required, with a minimum of 2 years in-house experience</li> <li>Juris Doctor degree required</li> <li>Strong customer service and team orientation required, with desire and ability to take on new opportunities and tough challenges with a sense of ownership and urgency</li> <li>Outstanding written, oral, research and negotiation skills required; attention to detail is a must</li> <li>Strong deal-making and legal project management experience preferred</li> <li>In-house experience with a technology or financial services company preferred </li> <li>Excellent computer skills required, including advanced skill level with G-Suite products, Jira and Slack</li> <li>The successful candidate will demonstrate </li> <ul> <li>fluency with, or eagerness to learn about, technology to the extent necessary to counsel the business</li> <li>flexible, proactive self-starter, hard-working, quick-learning and comfortable with informed decision-making</li> <li>business judgment and ability to assess legal risk while providing pragmatic advice</li> <li>strong analytical and advisory skills, including the ability to review, evaluate and effectively counsel business colleagues in a variety of departments on complex and routine legal questions relating to various business issues with unfailing discretion and impeccable integrity</li> <li>ability to multi-task to consistently deliver outstanding, thoughtful and focused results in a fast-paced and high-growth environment</li> <li>a good sense of humor</li> </ul> <li>Interest in Employment law is a plus</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #LI-Remote

Earnin

Commercial Counsel

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary We are seeking an experienced Director of Accounting Operations to lead and oversee our accounting operations team. This role is critical to ensuring the accuracy, efficiency, and compliance of our financial processes as we scale. The ideal candidate will bring strategic leadership, process improvement expertise, and the ability to drive operational excellence across payroll, accounts payable (AP) and procurement, expense management, and financial systems. This position is open to both remote and hybrid applicants. For those based in Mountain View, this role will require in-office work 2-3 days a week. The US base salary range for this full-time position is $200,000 - $249,000+ equity + benefits. Our salary ranges are determined by role, level, and location. <h3>What You’ll Do:</h3> <ul> <li>Leadership &amp; Team Management</li> <ul> <li>Lead, mentor, and develop a high-performing accounting operations team, including payroll, accounts payable, and financial systems.</li> <li>Establish and monitor KPIs to assess team performance and ensure alignment with department and company goals.</li> <li>Sets strategy and execution plan for department to achieve mid-term team results (&gt; 3 mos). Defines strategy for the team in alignment with stakeholders, company-wide priorities and customer needs.</li> </ul> <li>Operational Excellence</li> <ul> <li>Oversee the monthly close process, ensuring accurate and timely reconciliations of key accounts.</li> <li>Optimize workflows and processes to improve efficiency, reduce manual effort, and mitigate risk.</li> <li>Implement and maintain robust internal controls to ensure compliance with SOX and other regulatory requirements.</li> </ul> <li>Financial Systems &amp; Technology</li> <ul> <li>Drive the effective use of technology, including ERP systems (e.g., NetSuite), expense management tools (e.g., Expensify, Brex), and payroll platforms.</li> <li>Collaborate with IT and finance teams to evaluate, implement, and integrate new systems as needed to support scaling operations.</li> </ul> <li>Process Improvements</li> <ul> <li>Identify and lead initiatives to automate manual processes in payroll, AP, and expense management.</li> <li>Develop and document policies, procedures, and best practices to support scalability and readiness for public company reporting.</li> </ul> <li>Compliance &amp; Reporting</li> <ul> <li>Ensure compliance with GAAP, tax regulations, and other relevant financial reporting standards.</li> <li>Partner with the technical accounting team and external advisors to prepare for IPO readiness, focusing on operational processes and controls.</li> </ul> <li>Collaboration</li> <ul> <li>Partner with treasury, tax, and other stakeholders to align accounting operations with overall company objectives.</li> <li>Support internal and external audits, addressing operational accounting inquiries and ensuring timely resolution of findings.</li> </ul> </ul> <h3>What We’re Looking For:</h3> <ul> <li>Bachelor’s degree in Accounting, Finance, or a related field (CPA preferred).</li> <li>10+ years of progressive experience in accounting operations, with at least 5 years in leadership roles.</li> <li>Strong understanding of GAAP, financial controls, and accounting operations best practices.</li> <li>Experience with ERP systems (NetSuite preferred) and tools like Expensify, Ramp, or Brex.</li> <li>Proven ability to lead process improvements, implement controls, and drive efficiency in a scaling environment.</li> <li>Exceptional communication and interpersonal skills, with the ability to influence and collaborate across teams.</li> <li>Experience preparing for IPO or operating in a public company environment is a plus.</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #LI-Remote

Director, Accounting Operations

ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY Nothing is more important than the trust our customers have placed in us. EarnIn Design &amp; Research is responsible for fostering that trust—through diligent customer research and innovative product strategy, all in the service of crafting high-quality user experiences. This is a Senior-level individual contributor role. Our Designers and Researchers collaborate in cross-functional teams that work collaboratively, autonomously, and rapidly. We’re tasked with solving the company’s most significant challenges as we enjoy rapid growth. For example, we help our customers: <ul> <li>Please use their money in the most efficient, painless way possible.</li> <li>Understand how to make progress with cash.</li> <li>Feel a sense of freedom to say “yes” without worrying about finding themselves in financial hot water.</li> </ul> The US base salary range for this full-time position is $183,000 - $223,600 + equity + benefits. Our salary ranges are determined by role, level, and location. This role will be hybrid from our Mountain View HQ and requires work from the office 2 days a week. WHAT YOU'LL DO <ul> <li>Own the end-to-end user experience for one or two product verticals, working with Product Managers, Engineers, and Data Scientists to bring a great experience to life.</li> <li>Influence EarnIn’s product vision and design strategy.</li> <li>Collaborate with other designers to ensure a consistent experience &amp; design language across our platform.</li> <li>Execute and contribute to our design system and processes.</li> </ul> WHAT WE'RE LOOKING FOR <ul> <li>You have 5+ years of experience working with product teams to ship consumer products.</li> <li>You’re a skilled collaborator: you understand how to plan projects, have excellent etiquette around others’ ideas, and can get the best out of your colleagues.</li> <li>You have immaculate visual design taste and skills and can apply that taste to extend and enhance EarnIn’s carefully crafted brand identity. This looks like mastery of typography, color, shape, and layout.</li> <li>You have industry-leading craft skills. You are highly proficient in Figma.</li> <li>Engineers love working with you because you can help them translate your design work into high-quality code.</li> <li>You’re prolific - much more of a maker than a talker. You use your work to explore many possible solutions for customer needs.</li> <li>You use proven principles and tools across the end-to-end design process.</li> <li>Excellent thinking and communication skills (because you’re a designer).</li> <li>You’re skilled at arguing for your point of view, designing, and giving/receiving feedback.</li> <li>You have a passion for impactful financial technology.</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #LI-Hybrid

Senior Product Designer

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary As a Mobile Architect, you will be responsible for defining the technical direction and roadmap of the Earnin mobile applications in light of the current business requirements and priorities. The role requires working closely with various stakeholders and influencing decisions while ensuring the team delivers world-class mobile applications that best serve our community members. This is a remote position. The US base salary range for this full-time position is $228,800 - $341,000 + equity + benefits. Our salary ranges are determined by role, level, and location. What You'll Do: <ul> <li>Work closely with Executive Leadership, Product Management, and the Design team to gather technical and business requirements</li> <li>Drive thought leadership regarding mobile app architecture, UI design frameworks, and best practices that increase developer productivity and velocity while reducing costs (server-driven UI, cross-platform solutions, etc.)</li> <li>Proactively improve mobile app architecture through best practices, new technologies, and integration with 3rd party services.</li> <li>Define, influence, and communicate the technical vision and roadmap</li> <li>Ensure the delivery of performant, high quality, and secure mobile applications.</li> <li>Identify and enforce best software engineering practices</li> <li>Be closely involved with recruiting and staffing exercises to help grow the organization</li> <li>Be hands-on and write code as needed</li> </ul> What We're Looking For: <ul> <li>At least 12 years of hands-on experience with Android, iOS, and other mobile frameworks</li> <li>Track record of leading teams in the delivery of high-quality mobile apps at scale</li> <li>Expertise with common mobile app architectures like MVVM, MVC, and Clean Architecture</li> <li>Thorough understanding of joint software engineering best practices and tools such as Continuous Integration and Continuous Delivery</li> <li>Familiarity with backend infrastructure, architecture, and API design</li> <li>Great communication skills to facilitate collaboration with stakeholders across the company</li> <li>Someone who biased towards action even in the face of uncertainty</li> <li>You are humble, open-minded, flexible, and able to handle the pressure of a startup environment</li> </ul> #LI-Remote

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