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About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary As a Mobile Architect, you will be responsible for defining the technical direction and roadmap of the Earnin mobile applications in light of the current business requirements and priorities. The role requires working closely with various stakeholders and influencing decisions while ensuring the team delivers world-class mobile applications that best serve our community members. This is a remote position. The US base salary range for this full-time position is $228,800 - $341,000 + equity + benefits. Our salary ranges are determined by role, level, and location. What You'll Do: <ul> <li>Work closely with Executive Leadership, Product Management, and the Design team to gather technical and business requirements</li> <li>Drive thought leadership regarding mobile app architecture, UI design frameworks, and best practices that increase developer productivity and velocity while reducing costs (server-driven UI, cross-platform solutions, etc.)</li> <li>Proactively improve mobile app architecture through best practices, new technologies, and integration with 3rd party services.</li> <li>Define, influence, and communicate the technical vision and roadmap</li> <li>Ensure the delivery of performant, high quality, and secure mobile applications.</li> <li>Identify and enforce best software engineering practices</li> <li>Be closely involved with recruiting and staffing exercises to help grow the organization</li> <li>Be hands-on and write code as needed</li> </ul> What We're Looking For: <ul> <li>At least 12 years of hands-on experience with Android, iOS, and other mobile frameworks</li> <li>Track record of leading teams in the delivery of high-quality mobile apps at scale</li> <li>Expertise with common mobile app architectures like MVVM, MVC, and Clean Architecture</li> <li>Thorough understanding of joint software engineering best practices and tools such as Continuous Integration and Continuous Delivery</li> <li>Familiarity with backend infrastructure, architecture, and API design</li> <li>Great communication skills to facilitate collaboration with stakeholders across the company</li> <li>Someone who biased towards action even in the face of uncertainty</li> <li>You are humble, open-minded, flexible, and able to handle the pressure of a startup environment</li> </ul> #LI-Remote

Earnin

Senior Staff Software Engineer - Mobile

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary We seek a Senior Platform Engineer specializing in Kubernetes to join our innovative technology team. This role focuses on developing, implementing, and optimizing Kubernetes-based solutions. The ideal candidate will have a strong software engineering background, extensive Kubernetes experience, and a commitment to creating high-quality, scalable, and resilient cloud-native applications. If you are passionate about cloud-native technologies and eager to work in a dynamic, innovative environment, this position offers a unique opportunity to help lead the shaping and advancement of our Kubernetes-based platforms. The base salary range for this full-time position is $169,700 - $207,5000 + equity + benefits. Our salary ranges are determined by role, level, and location. What You'll Do <ul> <li>Design and develop robust Kubernetes-based applications and infrastructure.</li> <li>Implement automation tools and frameworks (CI/CD pipelines) for the rapid deployment and scalability of Kubernetes clusters.</li> <li>Collaborate with development teams to ensure seamless integration of Kubernetes into the overall software development lifecycle.</li> <li>Optimize Kubernetes clusters for performance, scalability, and high availability.</li> <li>Contribute to the design and improvement of microservices architecture.</li> <li>Provide technical leadership and mentorship to team members on Kubernetes best practices.</li> <li>Stay abreast of emerging trends and technologies in Kubernetes and cloud computing.</li> </ul> What We're Looking For <ul> <li>Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.</li> <li>Minimum of 4+ years of software development experience, focusing on Kubernetes and cloud-native technologies.</li> <li>Proficiency in Kubernetes cluster management and orchestration.</li> <li>Strong programming skills in languages such as Go, Python, or Java.</li> <li>Experience with containerization technologies like Docker.</li> <li>Knowledge of cloud service providers, preferably AWS.</li> <li>Familiarity with CI/CD tools and DevOps practices.</li> <li>Excellent problem-solving abilities and a passion for technical challenges.</li> <li>Strong communication skills and the ability to work effectively in a team environment.</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #LI-Remote

Senior Platform Engineer (K8s)

ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary: We are seeking an experienced Enterprise Risk Management (ERM) Professional to join our company. In this role, you will assist with mitigating current and emerging risks by collaborating with business partners to develop and implement controls that align with the company’s strategic risk management objectives and regulatory requirements. The US base salary range for this full-time position is $80,000 - $90,000 + equity + benefits. Our salary ranges are determined by role, level, and location. This is a remote position. What You'll Do: <ul> <li>Collaborate with business partners to develop and implement internal controls.</li> <li>Conduct anti-money laundering transaction monitoring and case investigations.</li> <li>Evaluate politically exposed persons and sanctions alerts.</li> <li>Enhance existing compliance and risk management programs.</li> <li>Evaluate regulations for applicability to our products and services and help develop creative and compliant processes and controls.</li> <li>Execute projects accurately within timeframes allotted while working collaboratively across multiple lines of business. </li> <li>Monitor adherence to policies and procedures and test the effectiveness of processes and controls to identify potential areas of weakness.</li> <li>Assist with the implementation of corrective actions. </li> <li>Be a team player and assist with cross functional compliance and ERM assignments. </li> </ul> What We're Looking For: <ul> <li>2+ years financial crimes experience in a financial services capacity.</li> <li>2+ years risk management experience in a financial services capacity.</li> <li>Prior professional services, fintech, or financial services experience.</li> <li>ACAMS designation.</li> <li>CRCM, CERM, or CERP designation preferred, but not required. </li> <li>Strong understanding of regulatory requirements and industry best practices across many financial laws and regulations with a focus in the areas of financial crimes, third party risk management, and model risk management. </li> <li>Exceptional communication skills, with the ability to convey risk and compliance concepts in an easily understandable manner. </li> <li>Desire to be a team-player that collaborates with multiple business partners across multiple lines of business</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. #LIRemote

Compliance Analyst - ERM

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary Join us as the leader of the marketing analytics team. This function plays a critical role in how we use analytics to inform our business &amp; marketing priorities, drive data-backed campaigns, deliver value across the consumer lifecycle and measure performance for future optimizations. You will work closely with our marketing (i.e. brand, growth, product marketing, LCM) product, and engineering teams to establish end-to-end funnel measurement &amp; reporting, rigorous testing methodologies, and deployment of critical analytics tools. The US base salary range for this full-time position is$165,000 - $245,000 + equity + benefits. Our salary ranges are determined by role, level, and location. What You’ll Do: <ul> <li>Work closely with the marketing team to drive efficient growth for EarnIn through analysis, experimentation, and operational rigor</li> <li>Drive day-to-day performance analysis &amp; provide both strategic and tactical recommendations across the marketing funnel</li> <li>Establish measurement frameworks and drive reporting excellence across various marketing domains (e.g. performance, brand, full-funnel marketing)</li> <li>Continuously upgrade and evolve our marketing measurement methodology (attribution, MMM, and experimentation)</li> <li>Partner with marketing leads to identify, design, and execute on experimentation opportunities across new &amp; existing marketing channels and campaigns. Establish a culture of experimentation excellence across the marketing team</li> <li>Monitor &amp; proactively surface/troubleshoot any problems across the marketing funnel &amp; drive resolution of these issues</li> </ul> What We’re Looking For: <ul> <li>6+ years experience in marketing analytics/data science in a B2C role</li> <li>Strong understanding of marketing attribution, MMM, LTV/CAC, and ROAS</li> <li>Deep understanding of performance &amp; measurement across key digital channels – e.g. Social, Search, Web, Television, App, etc.</li> <li>Experience designing, running, and interpreting experiments. Practical knowledge of testing methodologies and frameworks</li> <li>Expert experience with SQL and experience with Python or R</li> <li>Ability to extract insights from large data sets &amp; seamlessly translate into actionable recommendations across the consumer journey</li> <li>Strong interpersonal skills and can work cross-functionally in team environments</li> <li>Ability to establish and maintain excellent processes while allowing for creative thinking and flexibility in ambiguous situations</li> <li>Bachelor's, Master’s or PhD degree in an analytical discipline or equivalent industry experience</li> <li>Curiosity and passion for deeply understanding analytical problems and translating this to stakeholders</li> <li>Prior experience managing performance marketing channels is a bonus</li> <li>Experience with full-funnel marketing/brand measurement is a bonus</li> <li>Experience in applied econometrics, forecasting, building regression models is a bonus</li> <li>Experience in Fintech is a bonus</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Staff Marketing Data Analyst

About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. Position Summary We are looking for experienced, passionate, and resourceful Staff-level Data Engineers to join our Data engineering team. As a Staff Data Engineer, you will work cross-functionally with various teams and contribute to helping build an enterprise-grade Data Platform. The US base salary range for this full-time position is $206,700 to $319,200 + equity + benefits. Our salary ranges are determined by role, level, and location. What you'll do <ul> <li>Lead the enhancement of internal processes, focusing on scaling infrastructure, streamlining data delivery, and implementing automation to replace manual operations.</li> <li>Design and implement advanced infrastructure for efficient data extraction, transformation, and loading (ETL) using cutting-edge AWS and SQL technologies.</li> <li>Develop sophisticated analytical tools that tap into the data pipeline, offering deep insights into crucial business metrics like customer growth and operational efficiency.</li> <li>Architect and manage extensive, sophisticated data sets to meet complex business needs and requirements.</li> <li>Engage closely with a wide array of stakeholders, including executive, product, data, and design teams, providing high-level support for data infrastructure challenges and advising on technical data issues.</li> <li>Make a meaningful impact in the lives of our community members.</li> <li>Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.</li> <li>Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.</li> <li>Estimate and manage team project timelines and risks.</li> <li>Participate in hiring and onboarding for new team members.</li> <li>Lead cross-team engineering initiatives.</li> <li>Constantly learning about new technologies and industry standards in data engineering.</li> </ul> What sets us apart: <ul> <li>High-impact roles at a fast-moving company that’s aggressively growing our user base</li> <li>We are a collaborative team and genuinely enjoy working with each other.</li> <li>We believe in empowering our people to be successful</li> <li>We’re building a product that reimagines the way money moves to empower human potential</li> </ul> What we're looking for: <ul> <li>6+ years in designing, building, and maintaining the Data infrastructure and the ability to lead complex projects and teams.</li> <li>Bachelor's, Master’s or PhD degree in computer science, computer engineering, or a related technical discipline or equivalent industry experience.</li> <li>Proficiency in programming languages like Python and Scala</li> <li>Strong knowledge of distributed computing frameworks such as Apache Hadoop, and Apache Spark with cloud platforms such as AWS, Azure, or GCP.</li> <li>Working experience with the Databricks</li> <li>Deep understanding of database design, SQL, and NoSQL databases. Experience in managing large datasets and optimizing database performance.</li> <li>Proficiency in Git and Terraform and experience in deploying continuous integration and continuous deployment (CI/CD) practices.</li> <li>Experience in managing event-driven systems, particularly with Kafka in cloud environments.</li> <li>Expertise in developing and implementing data governance frameworks, policies, and procedures to ensure data quality, compliance, and effective data management practices.</li> <li>Deep understanding of data security principles, including encryption, decryption, and secure data storage and transfer protocol</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Staff Data Engineer

ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY EarnIn is seeking a Staff Platform Engineer to lead our cloud infrastructure's strategic design, automation, and optimization. This role drives innovation in cloud operations, enables rapid development, and scaling solutions across teams and systems. As a senior technical leader on our Platform team, you will play a pivotal role in shaping the future of EarnIn’s cloud platform, influencing both operational efficiency and customer experience. This is a highly visible and impactful role within the organization, designed for those who excel at thinking critically about the needs of a rapidly growing company and can anticipate and solve complex cloud challenges at scale. You will be hands-on, leading technical deep dives across operating systems, networks, application performance, storage, and databases while driving high-level strategy and mentoring other engineers. The US base salary range for this full-time position is $206,600 - $308,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position in Palo Alto will require in-office work 2-3 days a week if possible, though the team is open to remote candidates. WHAT YOU'LL DO <ul> <li>Serve as a key architect and thought leader in the cloud infrastructure domain, guiding the team on best practices for building resilient, high-performance systems. Mentor and coach senior engineers across the company in advanced cloud operations practices.</li> <li>Provide oversight of hosted Linux and Windows systems, networks, databases, and applications, identifying and solving critical performance, scalability, and stability challenges across the company.</li> <li>Design and develop reusable components and operational strategies to enhance cloud systems' scalability, performance, and monitoring. Collaborate with other senior engineers to create technical solutions that address company-wide cloud challenges.</li> <li>Lead the establishment and continuous evolution of infrastructure-as-code best practices, driving automation, self-healing, and security standards throughout the company’s cloud ecosystems.</li> <li>Drive operational cost savings through service optimizations, autoscaling strategies, and distributed processing architectures, partnering with the finance team to ensure ongoing efficiency.</li> <li>Collaborate closely with cross-functional teams, including security, engineering, and business teams, to ensure that operational strategies align with company-wide objectives. Provide thought leadership in company-wide initiatives such as observability, automation, and disaster recovery.</li> <li>Continuously evaluate existing tools and processes and lead efforts to socialize, present, and implement enhancements for optimal operational efficiency.</li> <li>Develop high-quality documentation on best practices, installation, provisioning, and configuration. Ensure organizational alignment on cloud operations standards.</li> <li>Participate in and lead on-call rotations, using post-mortems to guide long-term improvements to system reliability.</li> <li>Act as a liaison between cloud operations and business stakeholders, presenting technical information in an understandable format, ensuring alignment between technical decisions and business objectives.</li> </ul> WHAT WE'RE LOOKING FOR <ul> <li>Bachelor’s or Master’s Degree in Computer Science or equivalent industry experience.</li> <li>7+ years of experience in cloud infrastructure, managing large-scale, high-availability, customer-facing distributed systems.</li> <li>Proven experience mentoring and guiding senior engineers, driving technical decisions, and leading company-wide cloud initiatives.</li> <li>Mastery of public cloud providers, specifically AWS (EKS, DynamoDB, Aurora, Kinesis, etc.).</li> <li>Strong expertise in containerized microservices running on Kubernetes, with the ability to guide the implementation of complex, scalable solutions.</li> <li>Deep knowledge of automation and configuration management tools (Terraform, Ansible) with the ability to lead infrastructure-as-code initiatives.</li> <li>Experience with advanced observability tools (DataDog, CloudWatch) and driving metrics-driven decisions across the organization.</li> <li>Proven ability to drive cross-functional initiatives with engineering, product, and business teams to align cloud strategies with business goals.</li> <li>Strong adherence to industry best practices around privacy and security, with a demonstrated ability to lead compliance efforts.</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Staff Platform Engineer

ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We seek an experienced, passionate, and resourceful Senior Staff Software Engineer to join our product engineering team. You will work cross-functionally with various teams and contribute to the design and development of our core products. The Seattle base salary range for this role is $279,000 - $341,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO <ul> <li>Make a meaningful impact in the lives of our community members.</li> <li>Drive the design &amp; implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code. </li> <li>Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.</li> <li>Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.</li> <li>Estimate and manage team project timelines and risks.</li> <li>Care passionately about producing high-quality, efficient designs and code.</li> <li>Participate in hiring and onboarding for new team members.</li> <li>Lead cross-team engineering initiatives.</li> <li>Apply new technologies and industry standards. </li> </ul> WHAT WE'RE LOOKING FOR <ul> <li>Bachelor's, Master’s, or PhD in computer science, computer engineering, or a related technical discipline or equivalent industry experience.</li> <li>10+ years of development experience in backend or full-stack software development </li> <li>Software development experience in modern programming languages </li> <li>Familiarity with clean architecture approach and software craftsmanship </li> <li>Excellent written and verbal communication skills.</li> <li>Ability to thrive in a fast-paced, dynamic, result-driven environment</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Senior Staff Software Engineer

ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY EarnIn is looking for experienced, collaborative, and resourceful engineers to join our Consumer Identity team. As a member of the Consumer Identity team, you will work cross-functionally with various teams and contribute to the design and development of our identity and authorization services. The US base salary range for this full-time position is $169,700 - $207,500 plus equity and benefits. Our salary ranges are determined by role, level, and location. We are open to remote candidates for this role. WHAT YOU'LL DO <ul> <li>System Design and Architecture: Design, architect, and implement identity management solutions that meet the organization's security and scalability requirements.</li> <li>Identity Integration: Integrate identity services seamlessly into our applications, ensuring a cohesive user experience across multiple platforms.</li> <li>Stay abreast of emerging technologies and industry trends in identity management, and proactively identify opportunities for process improvements and optimization.</li> <li>Drive the design &amp; implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code</li> <li>Make a meaningful impact in the lives of our community members</li> <li>Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews</li> <li>Care passionately about producing high-quality, efficient designs and code </li> </ul> WHAT WE'RE LOOKING FOR <ul> <li>4+ years of delivering value through software in a collaborative environment.</li> <li>Familiarity with authentication protocols and standards (e.g., OAuth 2.0, OpenID Connect, SAML).</li> <li>Familiarity with access control schemes, multi-factor authentication (MFA), and other identity and access management (IAM) concepts.</li> <li>Prior experience with at least one identity management system, such as Keycloak, Okta, Auth0, or similar.</li> <li>Prior experience with JVM-based languages such as Java, Kotlin, or Scala.</li> <li>Prior experience with frontend development with React or similar frameworks.</li> <li>Excellent written and verbal communication skills.</li> <li>Ability to thrive in a fast-paced, dynamic, result-driven environment.</li> <li>Being self-motivated and able to work independently with minimal supervision.</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Senior Software Engineer

ABOUT EARNIN As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY The Data Architect role at EarnIn is crucial for developing and maintaining our data strategy, ensuring data quality, and integrating data across various systems. This position is designed to address key challenges in data architecture, scalability, data governance, and real-time replication, supporting EarnIn’s business objectives and strategic initiatives. The ideal candidate will have a deep understanding of data architecture principles, as well as experience in leading the adoption of new data technologies. The base salary range for this full-time position is $206,600 - $308,000 + equity + benefits. Our salary ranges are determined by role, level, and location. We would like to hire this role as a hybrid in our Palo Alto HQ but are open to remote for the right candidate. WHAT YOU'LL DO <ul> <li> Develop Data Strategy: Align EarnIn’s data strategy with business goals to enhance decision-making and provide direction for future data projects.</li> <li> Define and Enforce Data Governance: Establish robust data governance policies, standards, and best practices to ensure data integrity and compliance.</li> <li> Establish Data Stewardship: Create and define data stewardship roles and responsibilities to promote accountability and ownership of data across the organization.</li> <li> Design Data Integration Solutions: Implement solutions for seamless data flow across systems, breaking down data silos and improving data accessibility.</li> <li> Ensure Data Quality: Define data quality metrics and standards to ensure the accuracy, completeness, and reliability of data.</li> <li> Collaborate with Stakeholders: Work closely with business units, engineering teams, and other stakeholders to understand their data requirements and challenges.</li> <li> Communicate Data Architecture Principles: Effectively communicate data architecture principles and standards to stakeholders to promote a data-driven culture.</li> <li> Adopt New Data Technologies: Stay informed about industry trends, evaluate, and recommend new data management tools and platforms to enhance our data capabilities.</li> </ul> WHAT WE'RE LOOKING FOR <ul> <li>Master’s or PhD in Computer Science, Data Science, Information Systems, or a related field</li> <li>Proficiency in data modeling, database design, and data quality management. Familiarity with data management technologies and platforms.</li> <li>Proven experience in data architecture, data governance, and data integration.</li> <li>Ability to develop and implement a strategic data architecture that aligns with business goals.</li> <li>Ability to address technology choice dilemmas and ensure the scalability, quality, and governance of data assets. </li> <li>Experience in leading the adoption of new data technologies and collaborating with various stakeholders.</li> <li>Strong communication skills and the ability to work effectively in a team environment.</li> </ul> At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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